Unicoi County property record for 202 Cross St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,608 sqft · built 1950 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Sep 2018) |
| Tax Bill | $1,009 (2025) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 031N-A-001.00 |
| Primary APN | 031N-A-001.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,608 sqft |
| Basement Area | 1,608 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 159 ft deep x 140 ft wide |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 202 CROSS ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-2075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 140X159X140X150 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 80200 |
Source: Unicoi County records · APN 031N-A-001.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 CROSS ST, ERWIN, TN 37650-2075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2018 | Warranty Deed, Transfer CLINCHFIELD FEDERAL CREDIT UNION |
| Sep 04, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Document Number | 20181810 |
| Deed Book / Page | 416 / 508 |
| Prior Transfer Date | Aug 30, 2018 |
| Prior Transfer Doc | 415947 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Sep 28, 2018 |
| Property Address | 202 CROSS ST, ERWIN, TN 37650-2075 |
| Document Number | 0000416508 |
| Book / Page | 416 / 508 |
| Map Reference | MB415 PG947 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 18001810 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 CROSS ST, ERWIN, TN 37650-2075 |
| Document Number | 0018001811 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 18001811 |
| Name | CLINCHFIELD FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Oct 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Sep 04, 2018 |
| Property Address | 202 CROSS ST, ERWIN, TN 37650-2075 |
| Document Number | 415947 |
| Book / Page | 000415 / 000947 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 1650 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 501 OLD STAGE RD ERWIN TN 376501564, ERWIN, TN 37650-1564 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,009.00 | $38,650 (-) Land $6,125 Building $32,525 | $154,600 (-) Land $24,500 Building $130,100 |
| 2024 | $1,009.00 (+11.12%) | ||
| 2023 | $38,650 (-) Land $6,125 Building $32,525 | ||
| 2022 | $908.00 | $38,650 Land $6,125 Building $32,525 | $154,600 Land $24,500 Building $130,100 |
Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Point Broadband Fiber Holding.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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