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308 Congress St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 308 Congress St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,182 sqft · built 2000
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Mar 2007)
Tax Bill$4,753 (2025)
Deeds & MortgagesSep 2026 Second Mortgage
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN13560180

Property Details

APN / Parcel Number

Primary APN13560180
Alternative APN
  • WOON M:49H L:378 U:4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,182 sqft Living Area
Gross Area2,982 sqft
1st Floor Area1,182 sqft
Basement Area552 sqft
Finished Basement552 sqft
Unfinished Basement552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number13560180
Street Address308 CONGRESS ST
CityWOONSOCKET
StateRI
Zip02895-4891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number378
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2011
Census Tract18500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address308 CONGRESS ST, WOONSOCKET, RI 02895-4891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BLACKSTONE RIVER FCU
Oct 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2007 · Amount on Record
Deed SaleMar 26, 2007 · Amount on Record
Prior SaleMar 27, 2001 · Amount on Record
Deed Book / Page1643 / 117
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Recording DateSep 4, 2026
Property Address308 CONGRESS ST, WOONSOCKET, RI 02895-4891
Document Number0000245291
Book / Page3056 / 4
Instrument DateAug 28, 2026
Instrument2026245291
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 CONGRESS ST, WOONSOCKET, RI 02895-4891

Mortgage

Document Number0000245291,
DateSep 4, 2026
Book Page3056/4
Instrument2026245291
Lender
NameBLACKSTONE RIVER FCU
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 1, 2031
Interest
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address308 CONGRESS ST, WOONSOCKET, RI 02895-4891
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2566-50
DateOct 28, 2020
Book Page2566/50
Instrument210174
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,753.00 (-3.53%)$423,200 (+20.09%) Land $108,000 Building $315,200$449,283
2023$4,927.00$352,400 (-) Land $88,100 Building $264,300
2022$4,927.00$352,400 Land $88,100 Building $264,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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