276 Congress St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 276 Congress St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 974 sqft · built 2000
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Feb 2017)
Tax Bill$4,505 (2025)
Deeds & MortgagesFeb 2021 Refinance
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2522200

Property Details

APN / Parcel Number

Primary APN2522200
Alternative APN
  • WOON M:49H L:376 U:2

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area974 sqft Living Area
Gross Area2,006 sqft
1st Floor Area974 sqft
Basement Area552 sqft
Finished Basement552 sqft
Unfinished Basement552 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2522200
Street Address276 CONGRESS ST
CityWOONSOCKET
StateRI
Zip02895-4867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number376
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2011
Census Tract18500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address276 CONGRESS ST, WOONSOCKET, RI 02895-4867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Feb 10, 2017Warranty Deed, Transfer
MILFORD FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2017 · Amount on Record
Deed SaleFeb 10, 2017 · Amount on Record
Deed Document Number2017187053
Deed Book / Page2267 / 1
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address276 CONGRESS ST, WOONSOCKET, RI 02895-4867
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2595-239
DateFeb 10, 2021
Book Page2595/239
Instrument212283
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateFeb 10, 2017
Property Address276 CONGRESS ST, WOONSOCKET, RI 02895-4867
Document Number2267-1
Book / Page2267 / 1
Instrument187053
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22670003
DateFeb 10, 2017
Instrument02267/0003
Lender
NameMILFORD FSB
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 10, 2047

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,505.00 (+3.68%)$401,200 (+29.09%) Land $107,900 Building $293,300$409,357
2023$4,345.00$310,800 (-) Land $88,000 Building $222,800
2022$4,345.00$310,800 Land $88,000 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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