308 Chestnut Dr, Horace, ND 58047 Property Records

Cass County property record for 308 Chestnut Dr, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,274 sqft · built 2002
Lot Size	0.78 acres (33,959 sqft)
Owner	2 Individual Names on File
Last Sale	$284,100 (Oct 2013)
Tax Bill	$6,487 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0755-00190-010`

Property Details

APN / Parcel Number

Primary APN	`15-0755-00190-010`
Alternative APN	`15075500190000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	1,274 sqft Living Area
Basement Area	1,075 sqft
Finished Basement	1,075 sqft
Unfinished Basement	1,075 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,959 sqft (0.78 acres)
Garage Type	Detached
Garage Area	2,244 sqft

Exterior Amenities

Porch	Slab
Deck Area	384 sqft
Patio Area	432 sqft
Granary	Granary

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	308 CHESTNUT DR
City	HORACE
State	ND
Zip	58047-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 19 BLOCK: 1 ADDITION: RIVER OAKS ESTATES ADDITIONAL: RIVER OAKS ESTATES LT 19 BLK 1 LESS THE E 20' FOR COUNTY R/W
Legal Subdivision	RIVER OAKS
Legal Block	1
Legal Lot Number	19
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1016
Census Tract	40503

Owner

308 Chestnut Dr is owned and occupied by two individuals who bought it in October 2013.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 CHESTNUT DR, HORACE, ND 58047-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan BELL BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2013 · Amount on File
Deed Sale	Oct 14, 2013 · Amount on File
Deed Document Number	20131402107
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	308 CHESTNUT DR, HORACE, ND 58047-4007
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CHESTNUT DR, HORACE, ND 58047-4007

Mortgage

Document Number	0001749969
Date	Dec 31, 2025
Instrument	1749969

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	241 Months
Due	Jan 15, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	308 CHESTNUT DR, HORACE, ND 58047-4007
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001593760
Date	Jun 12, 2020
Instrument	1593760

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 308 Chestnut Dr was $6,487.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,487.00	$215,100 Land $35,500 Building $179,600	$430,200 Land $71,000 Building $359,200
2023	$5,667.00	$201,300 Land $35,500 Building $165,800	$402,600 Land $71,000 Building $331,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Chestnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Chestnut Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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