308 Cherry Branch Dr, Havelock, NC 28532 Property Records

Craven County property record for 308 Cherry Branch Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,301 sqft · built 2014
Lot Size	1.07 acres (47,001 sqft)
Owner	Individual Name on Record
Last Sale	$462,000 (Sep 2022)
Tax Bill	$1,661 (2026)
Deeds & Mortgages	Sep 2019 Refinance Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-1-017`

Property Details

APN / Parcel Number

Primary APN	`5-006-1-017`
Alternative APNs	`109401` `90984`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,301 sqft Living Area
1st Floor Area	1,301 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,001 sqft (1.07 acres)
Garage Type	Attached
Pool Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109401
Street Address	308 CHERRY BRANCH DR
City	HAVELOCK
State	NC
Zip	28532-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 CHERRY BRANCH PHASE ONE
Legal Subdivision	CHERRY BRANCH
Legal Phase	1
Legal Lot Number	17
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWER FEDERAL CREDIT UNION
Aug 30, 2019	Deed of Trust, Mortgage · ARM HOMESIDE FINANCIAL
Sep 1, 2022	Special Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 1, 2022	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	202210102674
Deed Book / Page	3740 / 164
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	03699/2115
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003583/162
Date	Sep 3, 2019
Book Page	3583/162
Instrument	10042758

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03582/1912
Date	Aug 30, 2019
Book Page	3582/1912
Instrument	10042683

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	Sep 1, 2024
Index	1-Year LIBOR
Margin	2

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 1, 2022
Property Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Document Number	003740/164
Book / Page	3740 / 164
Map Reference	CAB D SL 698-702
Instrument Date	Aug 15, 2022
Instrument	10102674
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2707 N 118TH ST, 2707, OMAHA, NE 68164-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760

Mortgage

Document Number	003740/166
Date	Sep 1, 2022
Book Page	3740/166
Instrument	10102675

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 1, 2022
Property Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Document Number	003740/161
Book / Page	3740 / 161
Map Reference	CAB D SL 698-702
Instrument Date	Aug 5, 2022
Instrument	10102673
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 CHERRY BRANCH DR, 308, HAVELOCK, NC 28532-9760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672

Mortgage

Document Number	003740/166
Date	Sep 1, 2022
Book Page	3740/166
Instrument	10102675

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 16, 2021
Property Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Document Number	03699/2115
Book / Page	3699 / 2115
Map Reference	CAB D SL 698-702
Instrument Date	Aug 25, 2021
Instrument	10086912
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760

Mortgage

Document Number	0036992118
Date	Nov 16, 2021
Instrument	3699/2118

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,661.00	$371,920 (-) Land $55,400 Building $316,520	$371,920 (-) Land $55,400 Building $316,520
2025	$1,661.00 (-13.26%)	$371,920 (-) Land $55,400 Building $316,520	$371,920 (-) Land $55,400 Building $316,520
2023	$1,915.00 (+16.48%)	$371,920 (+46.77%) Land $55,400 Building $316,520	$371,920 (+46.77%) Land $55,400 Building $316,520
2022	$1,644.00	$253,410 Land $45,500 Building $207,910
2018			$253,410 Land $45,500 Building $207,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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