304 Cherry Branch Dr, Havelock, NC 28532 Property Records

Craven County property record for 304 Cherry Branch Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,776 sqft · built 1988
Lot Size	1.03 acres (45,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2018)
Tax Bill	$1,366 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5-006-1-015`

Property Details

APN / Parcel Number

Primary APN	`5-006-1-015`
Alternative APN	`24551`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,215 sqft (1.03 acres)
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	24551
Street Address	304 CHERRY BRANCH DR
City	HAVELOCK
State	NC
Zip	28532-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 CHERRY BRANCH PHASE ONE
Legal Subdivision	CHERRY BRANCH
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Feb 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Nov 19, 2009 · Amount on Record
Deed Document Number	201810018257
Deed Book / Page	3526 / 672
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003526/0000000676
Date	Feb 5, 2018
Book Page	0000003526/0000000676
Instrument	000010018258

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 5, 2018
Property Address	304 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760
Document Number	3526/672
Book / Page	3526 / 672
Instrument Date	Feb 1, 2018
Instrument	000010018257
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CHERRY BRANCH DR, HAVELOCK, NC 28532-9760

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,366.00 (-0.73%)	$259,460 (-0.75%) Land $55,200 Building $204,260	$259,460 (-0.75%) Land $55,200 Building $204,260
2025	$1,376.00 (+0.88%)	$261,420 (-) Land $55,200 Building $206,220	$261,420 (-) Land $55,200 Building $206,220
2023	$1,364.00 (+6.65%)	$261,420 (+34.06%) Land $55,200 Building $206,220	$261,420 (+34.06%) Land $55,200 Building $206,220
2022	$1,279.00	$195,000 Land $45,300 Building $149,700
2018			$195,000 Land $45,300 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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