Mille Lacs County property record for 308 Cedar St N, Onamia, MN 56359
| Property Type | Mobile Home |
|---|---|
| Details | 1,568 sqft · built 2002 |
| Lot Size | 0.172 acres (7,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Dec 2021) |
| Tax Bill | $1,424 (2026) |
| Deeds & Mortgages | Apr 2010 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 22-041-1830 |
| Primary APN | 22-041-1830 |
|---|
| Building Area | 1,568 sqft Total Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Lot Area | 7,502 sqft (0.172 acres) |
| Garage Type | Mixed |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 584 sqft |
| Street Address | 308 CEDAR ST N |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2339 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S 50 FT OF LOTS 1 & 2 BLK 21 & VAC ALLEY ADJ ON E |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 21 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 CEDAR ST N, ONAMIA, MN 56359-2339 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2010 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF DEERWOOD |
| Dec 16, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Apr 2, 2010 · Amount on Record |
| Deed Document Number | 2021428776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 308 CEDAR ST N, ONAMIA, MN 56359-2339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A361217 |
|---|---|
| Date | Apr 2, 2010 |
| Instrument | A361217 |
| Name | THE FIRST NATIONAL BANK OF DEERWOOD |
|---|---|
| Address | DEERWOOD, MN 56444 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 16, 2021 |
| Property Address | 308 CEDAR ST N, ONAMIA, MN 56359-2339 |
| Document Number | 000A428776 |
| Instrument Date | Mar 11, 2021 |
| Instrument | A428776 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 CEDAR ST N, ONAMIA, MN 56359-2339 |
| Document Number | 000A428777 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | A428777 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,424.00 (-35.91%) | $126,500 (+11.65%) Land $30,100 Building $96,400 | $126,500 (+11.65%) Land $30,100 Building $96,400 |
| 2025 | $113,300 (-27.09%) Land $18,100 Building $95,200 | $113,300 (-27.09%) Land $18,100 Building $95,200 | |
| 2023 | $2,222.00 | $155,400 Land $18,100 Building $137,300 | $155,400 Land $18,100 Building $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures