Mille Lacs County property record for 302 Cedar St N, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1935 |
| Lot Size | 0.149 acres (6,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2025) |
| Tax Bill | $1,018 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-041-1860 |
| Primary APN | 22-041-1860 |
|---|
| Building Area | 1,008 sqft Living Area |
|---|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 6,498 sqft (0.149 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 48 sqft |
| Street Address | 302 CEDAR ST N |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & LOT 10 BLK 21 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 21 |
| Legal Lot Number | 9 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970200 |
Source: Mille Lacs County assessment roll, as of September 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 CEDAR ST N, ONAMIA, MN 56359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage BREMER BANK |
| Jul 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage PINE COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2025 · Amount on Record |
| Deed Document Number | 2025447031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 4, 2021 |
| Property Address | 302 CEDAR ST N, ONAMIA, MN 56359 |
| Document Number | A427279 |
| Instrument Date | Sep 23, 2021 |
| Instrument | A427279 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 CEDAR ST N, ONAMIA, MN 56359 |
| Document Number | A427280 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | A427280 |
| Name | BREMER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 18, 2019 |
| Property Address | 302 CEDAR ST N, ONAMIA, MN 56359 |
| Document Number | A412275 |
| Instrument Date | Jul 9, 2019 |
| Instrument | A412275 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.45 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 CEDAR ST N, ONAMIA, MN 56359 |
| Document Number | A412276 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | A412276 |
| Name | PINE COUNTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,018.00 (-7.62%) | ||
| 2025 | $90,500 (-22.72%) Land $18,000 Building $72,500 | $90,500 (-22.72%) Land $18,000 Building $72,500 | |
| 2023 | $1,102.00 | $117,100 Land $18,000 Building $99,100 | $117,100 Land $18,000 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midcontinent Communications Cable · Fiber in parts of the area | 250 / 20 |
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