308 Cassidy Ln, Elgin, IL 60124 Property Records

Kane County property record for 308 Cassidy Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,886 sqft · built 2005
Lot Size0.27 acres (11,761 sqft)
Owner2 Trust Names on Record
Last Sale$399,000 (Feb 2006)
Tax Bill$11,959 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-24-431-016

Property Details

APN / Parcel Number

Primary APN05-24-431-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,886 sqft Living Area
Basement Area1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address308 CASSIDY LN
CityELGIN
StateIL
Zip60124-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1B LT 70
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number70
Legal Unit1B
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1008
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address308 CASSIDY LN, ELGIN, IL 60124-3814
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KANE COUNTY TEACHERS CU
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2006 · Amount on Record
Deed SaleFeb 9, 2006 · Amount on Record
Deed Document Number200615279
Last Transfer DateDec 9, 2024
Transfer Doc0000002191
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address308 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030853
DateSep 6, 2023
Instrument2023K030853
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 13, 2033

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address308 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyNOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052130
DateSep 11, 2020
Instrument2020K052130
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueAug 1, 2040
Interest
Rate TypeFixed Rate
Rate3.12%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address308 CASSIDY LN, ELGIN, IL 60124-3814
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyNOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086265
DateNov 16, 2021
Instrument2021K086265
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,959.00 (+7.67%)$158,609 (+7.79%) Land $29,791 Building $128,818$476,017 (+7.79%) Land $89,409 Building $386,609
2024$147,146 (+23.23%) Land $27,638 Building $119,508$441,615 (+23.28%) Land $82,947 Building $358,667
2022$11,107.00 (+3.99%) Homeowner's exemption$119,403 (+7.72%) Land $21,357 Building $98,046$358,209 (+7.72%) Land $64,071 Building $294,138
2021$10,681.00 Homeowner's exemption$110,843 Land $20,633 Building $90,210$332,529 Land $61,899 Building $270,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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