Kane County property record for 304 Cassidy Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,294 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Jun 2019) |
| Tax Bill | $12,592 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-431-014 |
| Primary APN | 05-24-431-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Basement Area | 1,592 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 304 CASSIDY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 68 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 850711 |
304 Cassidy Ln is owned and occupied by two individuals who bought it in June 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 CASSIDY LN, ELGIN, IL 60124-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 26, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| May 22, 2018 | Grant Deed, Transfer OS NATIONAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on File |
| Deed Sale | Jun 26, 2019 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 201926917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 304 CASSIDY LN, ELGIN, IL 60124-3814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038620 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021K038620 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 26, 2019 |
| Property Address | 304 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Number | 0000026917 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 26917 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 708 S BRAINTREE DR SCHAUMBURG IL 601932660, SCHAUMBURG, IL 60193-2660 |
| Document Number | 26918 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 26918 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 22, 2018 |
| Property Address | 304 CASSIDY LN, ELGIN, IL 60124-3814 |
| Document Number | 0000023741 |
| Instrument Date | May 8, 2018 |
| Instrument | 23741 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
The 2025 property tax bill for 304 Cassidy Ln was $12,592 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,592.00 Homeowner's exemption | $166,585 (+4.22%) Land $29,791 Building $136,794 | $499,955 (+4.22%) Land $89,409 Building $410,546 |
| 2024 | $159,834 Land $27,638 Building $132,196 | $479,694 Land $82,947 Building $396,747 | |
| 2022 | $11,546.00 (+4.01%) Homeowner's exemption | $123,883 (+7.76%) Land $21,357 Building $102,526 | $371,649 (+7.76%) Land $64,071 Building $307,578 |
| 2021 | $11,101.00 Homeowner's exemption | $114,965 Land $20,633 Building $94,332 | $344,895 Land $61,899 Building $282,996 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Cassidy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 304 Cassidy Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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