308 Canoe Ln, Edgewood, MD 21040 Property Records

Harford County property record for 308 Canoe Ln, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,800 sqft · built 2002
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$168,990 (Jun 2002)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-323938`

Property Details

APN / Parcel Number

Primary APN	`01-323938`
Alternative APNs	`1323938` `323938`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Porch	Slab
Porch Area	248 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	323938
Street Address	308 CANOE LN
City	EDGEWOOD
State	MD
Zip	21040-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2COS
Legal Description	LOT 5 7013 SF 308 CANOE LANE LORD WILBY'S REST P98/9
Legal Subdivision	LORD WILLOUGHBYS REST
Legal Lot Number	5
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301602

Owner

308 Canoe Ln is owned and occupied by two individuals who bought it in June 2002.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	308 CANOE LN, EDGEWOOD, MD 21040-1300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2002 · Amount on File
Deed Sale	Jun 17, 2002 · Amount on File
Deed Document Number	20023817
Deed Book / Page	4019 / 31
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	308 CANOE LN, EDGEWOOD, MD 21040-1300
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 CANOE LN, EDGEWOOD, MD 21040-1300

Mortgage

Document Number	0155360065
Date	Jun 1, 2022
Book Page	15536/65

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	477 Months
Due	Mar 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 308 Canoe Ln was $3,044 with a homeowner's exemption, up 16% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+16.01%) Homeowner's exemption	$279,300 Land $75,200 Building $204,100	$279,300 Land $75,200 Building $204,100
2025	$2,624.00 Homeowner's exemption
2023		$228,800 Land $75,200 Building $153,600	$228,800 Land $75,200 Building $153,600
2022	$2,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Canoe Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Canoe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20