305 Canoe Ln, Edgewood, MD 21040 Property Records

Harford County property record for 305 Canoe Ln, Edgewood, MD 21040

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 1,752 sqft · built 2002
Lot Size	0.155 acres (6,751 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2019)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-323970`

Property Details

APN / Parcel Number

Primary APN	`01-323970`
Alternative APNs	`1323970` `323970`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,752 sqft Total Area
Utility Area	18 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,751 sqft (0.155 acres)
Porch	Slab
Porch Area	296 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	323970
Street Address	305 CANOE LN
City	EDGEWOOD
State	MD
Zip	21040-1317
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2COS
Legal Description	LOT 9 6751 SF 305 CANOE LANE LORD WILBY'S REST P98/9
Legal Subdivision	LORD WILLOUGHBYS REST
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301602

Owner

305 Canoe Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 CANOE LN, EDGEWOOD, MD 21040-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	May 15, 2002 · Amount on File
Deed Book / Page	13532 / 40
Prior Transfer Date	Jan 9, 2011
Prior Transfer Doc	0090960420
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 6, 2019
Property Address	305 CANOE LN, EDGEWOOD, MD 21040-1317
Document Number	0135320040
Book / Page	13532 / 0040
Map Reference	MB CGH98 FO 9
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CANOE LN, EDGEWOOD, MD 21040-1317

Mortgage

Document Number	0001353246
Date	Nov 6, 2019
Instrument	13532/46

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$270,400 Land $75,100 Building $195,300	$270,400 Land $75,100 Building $195,300
2025	Homeowner's exemption
2023		$219,700 Land $75,100 Building $144,600	$219,700 Land $75,100 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Canoe Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Canoe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20