308 Birch St, Lowell, NC 28098 Property Records

Gaston County property record for 308 Birch St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2025)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05005 06400`

Property Details

APN / Parcel Number

Primary APN	`05005 06400`
Alternative APNs	`1477045` `127720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	308 BIRCH ST
City	LOWELL
State	NC
Zip	28098-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GEORGE POSTON BLK 9 L 45 05 005 064 00 000
Legal Subdivision	GEORGE POSTON
Legal Block	9
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2008
Census Tract	31304

Owner

Source: Gaston County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5925 CARNEGIE BLVD, 250, CHARLOTTE, NC 28209-4677
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JOANNE L CHRISTENSEN IRA
Feb 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DOMINATE TRUST
Jul 12, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage SANDRA DICKINSON IRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Book / Page	5574 / 2264
Prior Transfer Date	Aug 4, 2006
Prior Transfer Doc	0042450525
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	308 BIRCH ST, LOWELL, NC 28098-1306
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 CLIFF CAMERON DR, CHARLOTTE, NC 28269-5910

Mortgage

Document Number	0054592042
Date	Feb 9, 2024
Book Page	5459/2042

Lender

Name	JOANNE L CHRISTENSEN IRA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 8, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	308 BIRCH ST, LOWELL, NC 28098-1306
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 CLIFF CAMERON DR, CHARLOTTE, NC 28269-5910

Mortgage

Document Number	0054592047
Date	Feb 9, 2024
Book Page	5459/2047

Lender

Name	DOMINATE TRUST
Type	Private Party
Address	8520 EGERTON DR, CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 8, 2024

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 12, 2023
Property Address	308 BIRCH ST, LOWELL, NC 28098-1306
Document Number	0054211818
Book / Page	5421 / 1818
Map Reference	MB 7 PG 59
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 BRANDY CREEK CT, CLOVER, SC 29710-0673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 CLIFF CAMERON DR, CHARLOTTE, NC 28269-5910

Mortgage

Document Number	0054211820
Date	Jul 12, 2023
Instrument	5421/1820

Lender

Name	SANDRA DICKINSON IRA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 7, 2024

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 (+2.69%)	$185,600 (+11.72%) Land $17,000 Building $168,600
2023	$1,968.00 (+84.62%)	$166,130 (+119.55%) Land $17,000 Building $149,130
2022	$1,066.00	$75,670 Land $12,000 Building $63,670
2021			$75,670 Land $12,000 Building $63,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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