304 Birch St, Lowell, NC 28098 Property Records

Gaston County property record for 304 Birch St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1910
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Tax Bill	$1,489 (2023)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05005 06800`

Property Details

APN / Parcel Number

Primary APN	`05005 06800`
Alternative APN	`127725`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Heated Area
Flooring	Softwood

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Material	Shingle
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	99 ft deep x 276 ft wide
Porch	Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil

Location & Zoning

Old Parcel Number	05005 06800
Street Address	304 BIRCH ST
City	LOWELL
State	NC
Zip	28098-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GEORGE POSTON BLK 9 L 43 & 64A 05 005 068 00 000
Legal Subdivision	GEORGE POSTON
Legal Block	9
Legal Lot Number	43 64
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2008
Census Tract	31304

Owner

Source: Gaston County records, as of January 8, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 BIRCH ST, LOWELL, NC 28098-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020
Deed Sale	Jan 10, 2020
Prior Sale	Jan 9, 2001
Deed Document Number	0005094132
Deed Book / Page	5094 / 132
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	304 BIRCH ST, LOWELL, NC 28098-1306
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 TRULIANT WAY, WINSTON SALEM, NC 27103-5778

Mortgage

Document Number	0053991502
Date	Mar 23, 2023
Book Page	5399/1502

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 10, 2020
Property Address	304 BIRCH ST, LOWELL, NC 28098-1306
Document Number	0050940132
Book / Page	005094 / 000132
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 BIRCH ST LOWELL NC 280981306, LOWELL, NC 28098-1306

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$1,489.00	$125,730 Land $17,000 Building $108,730

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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