301 Bermuda Towne Row, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 301 Bermuda Towne Row, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,437 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$764,000 (Sep 2015)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2022 Transfer + 5 more
Flood Zone	Zone AE (high risk)
APN	`537-08-00-212`

Property Details

APN / Parcel Number

Primary APN	`537-08-00-212`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,437 sqft Living Area
Gross Area	5,056 sqft
1st Floor Area	1,619 sqft
Upper Floors Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	High
Porch	Slab
Porch Area	553 sqft
Deck Area	321 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	301 BERMUDA TOWNE ROW
City	MOUNT PLEASANT
State	SC
Zip	29464-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HIBBEN DESCRIPTION -LOT 55 SITE NAME -HIBBEN SUBDIVISION
Legal Subdivision	HIBBEN
Legal Lot Number	55
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2000
Census Tract	4614

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Apr 7, 2022	Intrafamily Transfer, Transfer
Apr 7, 2022	Intrafamily Transfer, Transfer
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit BEACON CMNTY BK
Jun 12, 2020	Quit Claim Deed, Transfer CITIZENS BK NA
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Prior Sale	Dec 21, 2001 · Amount on Record
Deed Book / Page	503 / 898
Last Transfer Date	Mar 3, 2022
Transfer Doc	0010970945
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231

Mortgage

Document Number	0013310454
Date	Aug 14, 2025
Book Page	1331/454

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29466

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 6, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 7, 2022
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Document Number	0010970945
Book / Page	1097 / 945
Map Reference	MB EE PG 438-441
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 7, 2022
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Document Number	0010970944
Book / Page	1097 / 944
Map Reference	MB EE PG 438-441
Instrument Date	Mar 3, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW, MT PLEASANT, SC 29464-8231

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231

Mortgage

Document Number	0010410886
Date	Oct 11, 2021
Book Page	1041/886

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jul 2, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Document Number	0949/0395
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648231, MOUNT PLEASANT, SC 29464-8231

Mortgage

Document Number	0949/0395
Date	Jan 11, 2021
Book Page	000949/000395

Lender

Name	BEACON CMNTY BK
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 12, 2020
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Document Number	0889/0752
Book / Page	000889 / 000752
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648231, MOUNT PLEASANT, SC 29464-8231

Mortgage

Document Number	889/0754
Date	Jun 12, 2020
Book Page	000889/000754

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 23, 2017
Property Address	301 BERMUDA TOWNE ROW, MOUNT PLEASANT, SC 29464-8231
Document Number	0625/0200
Book / Page	000625 / 000200
Instrument Date	Mar 20, 2017
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BERMUDA TOWNE ROW MOUNT PLEASANT SC 294648231, MOUNT PLEASANT, SC 29464-8231

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,159.00 (+12.77%)
2024	$3,688.00 (+16.82%)	$38,330 (+9.08%)
2022	$3,157.00	$35,140	$931,300 (-7.88%) Land $309,500 Building $621,800
2020			$1,011,000 Land $310,000 Building $701,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	429 in force
Nearby Flood Claims	13 (1999–2023)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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