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3079 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3079 Summitrun Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,922 sqft · built 2005
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Sep 2023)
Tax Bill$3,723 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN059-20-01-263.00

Property Details

APN / Parcel Number

Primary APN059-20-01-263.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,922 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions174 ft deep x 18 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address3079 SUMMITRUN DR
CityINDEPENDENCE
StateKY
Zip41051-6722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER RIDGE SEC 19 LOT 263
Legal SubdivisionCLOVER RIDGE
Legal Phase19
Legal Lot Number263
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2000
Census Tract66802

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Jan 19, 2021Quit Claim Deed, Transfer · Conventional with PMI
AMERICAN MTG SVC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MTG SVC
May 15, 2017Grant Deed, Transfer · FHA Mortgage
PNC MTG
May 15, 2017Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Document Number20235
Deed Book / Page248 / 217
Last Transfer DateDec 20, 2024
Transfer Doc0005900014
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 25, 2023
Property Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number0005900005
Book / PageKC 248 / 217
Map ReferenceSL A-635
Instrument DateSep 22, 2023
Instrument23092505900005
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6484 OREGON PASS, WEST CHESTER, OH 45069-4374

Transferred To (Grantee/Buyer)

NameVerified Name
Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722

Mortgage

Document Number0005900006
DateSep 25, 2023
Book PageKCM 494/450
Instrument23092505900006
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJan 19, 2021
Property Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number0000000150
Book / Page000067 / 000036
Instrument DateDec 21, 2020
Instrument150
Transaction TypeTransfer
Record UpdatedMar 9, 2021
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3079 SUMMITRUN DR INDEPENDENCE KY 410516722, INDEPENDENCE, KY 41051-6722

Mortgage

Document Number151
DateJan 19, 2021
Book Page00M155/000665
Instrument151
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number0000000151
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanySPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3079 SUMMITRUN DR INDEPENDENCE KY 410516722, INDEPENDENCE, KY 41051-6722

Mortgage

Document Number0000000151
DateJan 19, 2021
Book Page00M155/000665
Instrument151
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 15, 2017
Property Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number0000000081
Book / Page0I3939 / 000094
Instrument DateMay 5, 2017
Instrument81
Transaction TypeTransfer
Record UpdatedJun 7, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3079 SUMMITRUN DR INDEPENDENCE KY 410516722, INDEPENDENCE, KY 41051-6722

Mortgage

Document Number83
DateMay 15, 2017
Book Page0I3939/000098
Instrument83
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 15, 2017
Property Address3079 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number0000000080
Book / Page0I3939 / 000090
Instrument DateMar 27, 2017
Instrument80
Transaction TypeTransfer
Record UpdatedJun 5, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14841 DALLAS PKWY #950 DALLAS TX 752547685, 950, DALLAS, TX 75254-7685

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,200 (-) Land $35,000 Building $285,200$320,200 (-) Land $35,000 Building $285,200
2025$3,723.00 (+39.49%)$320,200 (+51.39%) Land $35,000 Building $285,200$320,200 (+51.39%) Land $35,000 Building $285,200
2023$2,669.00 (-1.4%)$211,500 (-) Land $30,000 Building $181,500$211,500 (-) Land $30,000 Building $181,500
2022$2,707.00$211,500 Land $30,000 Building $181,500$211,500 Land $30,000 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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