3071 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3071 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,814 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Mar 2018)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-01-265.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-01-265.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,814 sqft Finished Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	150 ft deep x 39 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	3071 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER RIDGE SEC 19 LOT 265
Legal Subdivision	CLOVER RIDGE
Legal Phase	19
Legal Lot Number	265
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	66802

Owner

3071 Summitrun Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3071 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	201803 09 059 00311
Deed Book / Page	4079 / 56
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 9, 2018
Property Address	3071 SUMMITRUN DR, INDEPENDENCE, KY 41051-6722
Document Number	0000000311
Book / Page	0I4079 / 000056
Instrument Date	Mar 8, 2018
Instrument	311
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3071 SUMMITRUN DR INDEPENDENCE KY 410516722, INDEPENDENCE, KY 41051-6722

Mortgage

Document Number	312
Date	Mar 9, 2018
Book Page	0I4079/000059
Instrument	312

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3071 Summitrun Dr was $3,112.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,600 (-) Land $35,000 Building $232,600	$267,600 (-) Land $35,000 Building $232,600
2025	$3,112.00	$267,600 Land $35,000 Building $232,600	$267,600 Land $35,000 Building $232,600
2023	$2,397.00	$190,000 Land $30,000 Building $160,000	$190,000 Land $30,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3071 Summitrun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3071 Summitrun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20