3078 Village Dr, Morganton, NC 28655 Property Records

Burke County property record for 3078 Village Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1993
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2022)
Tax Bill	$1,511 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2712958298`

Property Details

APN / Parcel Number

Primary APN	`2712958298`
Alternative APN	`45125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Unfinished Basement	288 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3078 VILLAGE DR
City	MORGANTON
State	NC
Zip	28655-8355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3078 VILLAGE DR MORGANTON, NC 28655
Legal Subdivision	RIDGEWOOD SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2012
Census Tract	21201

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 4, 2022	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Deed Document Number	202221017126
Deed Book / Page	2602 / 226
Prior Transfer Date	Aug 27, 2013
Prior Transfer Doc	0021030628
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355

Mortgage

Document Number	0028300833
Date	Oct 1, 2025
Book Page	2830/833
Instrument	2025008006

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Mar 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355

Mortgage

Document Number	0026760654
Date	Mar 31, 2023
Book Page	2676/654
Instrument	2023002774

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355

Mortgage

Document Number	0026830416
Date	May 10, 2023
Book Page	2683/416
Instrument	2023004118

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 4, 2022
Property Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355
Document Number	0026020226
Book / Page	2602 / 226
Map Reference	MB 09 PG 132
Instrument Date	Feb 4, 2022
Instrument	2022017126
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8236 ARBOR RIDGE LN, CLEMMONS, NC 27012-9637

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3078 VILLAGE DR, MORGANTON, NC 28655-8355

Mortgage

Document Number	2022017127
Date	Feb 4, 2022
Instrument	2022017127

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	0026020243
Date	Feb 4, 2022
Book Page	2602/243
Instrument	2022017128

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,511.00 (+0.33%)	$216,013 (-) Land $23,730 Building $192,283	$216,013 (-) Land $23,730 Building $192,283
2025	$1,506.00 (+3.72%)	$216,013 (-) Land $23,730 Building $192,283	$216,013 (-) Land $23,730 Building $192,283
2023	$1,452.00	$216,013 Land $23,730 Building $192,283	$216,013 Land $23,730 Building $192,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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