3058 Village Dr, Morganton, NC 28655 Property Records

Burke County property record for 3058 Village Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1993
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Jun 2017)
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2712959038`

Property Details

APN / Parcel Number

Primary APN	`2712959038`
Alternative APN	`45103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3058 VILLAGE DR
City	MORGANTON
State	NC
Zip	28655-8355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3058 VILLAGE DR MORGANTON, NC 28655
Legal Subdivision	RIDGEWOOD SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2012
Census Tract	21201

Owner

Source: Burke County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3058 VILLAGE DR, MORGANTON, NC 28655-8355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Nov 26, 2013 · Amount on Record
Deed Document Number	20175228
Deed Book / Page	2296 / 861
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3058 VILLAGE DR, MORGANTON, NC 28655-8355
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025870034
Date	Nov 24, 2021
Book Page	2587/34
Instrument	2021014196

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 9, 2017
Property Address	3058 VILLAGE DR, MORGANTON, NC 28655-8355
Document Number	0022960861
Book / Page	2296 / 0861
Map Reference	MB9 PG132
Instrument Date	Jun 9, 2017
Instrument	2017005228
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3058 VILLAGE DR, 3058, MORGANTON, NC 28655-8355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 CAUSBY RD, MORGANTON, NC 28655-9250

Mortgage

Document Number	2017005229
Date	Jun 9, 2017
Instrument	2017005229

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	2%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (+3.77%)	$233,615 (-) Land $20,905 Building $212,710	$233,615 (-) Land $20,905 Building $212,710
2023	$1,563.00	$233,615 Land $20,905 Building $212,710	$233,615 Land $20,905 Building $212,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Village Dr

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