3078 N 5th St, Elko, NV 89801 Property Records

Elko County property record for 3078 N 5th St, Elko, NV 89801

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba
Lot Size	0.048 acres (2,091 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jun 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-61K-001`

Property Details

APN / Parcel Number

Primary APN	`001-61K-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths

Exterior

Lot Area	2,091 sqft (0.048 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3078 N 5TH ST
City	ELKO
State	NV
Zip	89801-4532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ZR
Legal Description	LOT:1 DIST:11.0 CITY/MUNI/TWP:CITY OF ELKO SUBD:JARBIDGE ESTATES MAP REF:MAP808724
Legal Subdivision	JARBIDGE ESTATES
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3000
Census Tract	950701

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	427 WONG WAY, SPRING CREEK, NV 89815-7213
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Construction Mortgage CAPITAL COMMUNITY BANK
Jun 20, 2025	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020
Deed Sale	Jun 26, 2020
Prior Sale	Jun 23, 2015
Deed Document Number	770274
Prior Transfer Date	Jul 10, 2015
Prior Transfer Doc	700235
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3078 N 5TH ST, ELKO, NV 89801-4532
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827528
Date	Oct 12, 2023
Instrument	827528

Lender

Name	CAPITAL COMMUNITY BANK
Type	Bank
Address	SANDY, UT 84094

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3078 N 5TH ST, ELKO, NV 89801-4532
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850912
Date	Jun 20, 2025
Instrument	850912

Lender

Name	CAPITAL COMMUNITY BANK
Type	Bank
Address	SANDY, UT 84094

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00	$90,851 Land $8,750 Building $82,101	$259,574 Land $25,000 Building $234,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.2% of the US · above 93% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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