3072 N 5th St, Elko, NV 89801 Property Records

Elko County property record for 3072 N 5th St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft
Lot Size0.048 acres (2,091 sqft)
OwnerCompany Name on Record
Tax Bill$3,225 (2026)
Deeds & MortgagesJan 2024 Construction Loan
Jun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-61K-004

Property Details

APN / Parcel Number

Primary APN001-61K-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,488 sqft Living Area
Gross Area1,950 sqft

Exterior

Lot Area2,091 sqft (0.048 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3072 N 5TH ST
CityELKO
StateNV
Zip89801-4532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal SubdivisionJARBIDGE ESTATES
Legal Lot Number4
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3000
Census Tract950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address427 WONG WAY, SPRING CREEK, NV 89815-7213
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Construction Mortgage
CAPITAL COMMUNITY BANK
Jun 20, 2025Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address3072 N 5TH ST, ELKO, NV 89801-4532
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000833155
DateJan 29, 2024
Instrument833155
Lender
NameCAPITAL COMMUNITY BANK
TypeBank
AddressSANDY, UT 84094
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address3072 N 5TH ST, ELKO, NV 89801-4532
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000850912
DateJun 20, 2025
Instrument850912
Lender
NameCAPITAL COMMUNITY BANK
TypeBank
AddressSANDY, UT 84094
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,225.00 (-0.43%)$88,087 (-15.72%) Land $8,750 Building $79,337$251,677 (-15.72%) Land $25,000 Building $226,677
2025$3,239.00$104,515 Land $8,750 Building $95,765$298,614 Land $25,000 Building $273,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.2% of the US · above 93% of Nevada
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CC Communications Broadband
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25
Rise Broadband
Fixed Wireless
250 / 50
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Verizon.

Nearby Properties on N 5th St

Nearby Streets

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