3078 E Joseph Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3078 E Joseph Ln, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2021
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Mar 2021)
Tax Bill	$1,631 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0080-00100-013.0`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0080-00100-013.0`
Alternative APNs	`0219S19E0080001000130` `1658144`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Open Porch
Utility Building	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1658144
Old Parcel Number	0219S19E0080001000130
Street Address	3078 E JOSEPH LN
City	INVERNESS
State	FL
Zip	34453-0602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS UNIT 8 LOTS 13 14 15 & 16 BLK 10
Legal Range	19E
Legal Township	18S
Legal Section	35
Legal Subdivision	INVERNESS HIGHLANDS UNIT 8
Legal Block	10
Legal Lot Number	13-16 14
Legal Unit	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1041
Census Tract	450705

Owner

Source: Citrus County records, as of January 22, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF CITRUS COUNTY IN
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTY OF CITRUS
Mar 4, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF CITRUS COUN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Aug 15, 2013
Deed Document Number	2021013892
Deed Book / Page	3140 / 2273
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031402300
Date	Mar 4, 2021
Book Page	3140/2300
Instrument	2021013895

Lender

Name	HABITAT FOR HUMANITY OF CITRUS COUNTY IN
Type	Non-Lending Institution
Address	CRYSTAL RIVER, FL 34429

Agreement

Type	Stand-Alone First Mortgage

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602

Mortgage

Document Number	0031460401
Date	Mar 22, 2021
Book Page	3146/401
Instrument	2021018020

Lender

Name	COUNTY OF CITRUS
Type	Government Agency
Address	INVERNESS, FL 34450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 4, 2021
Property Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602
Document Number	0031402273
Book / Page	3140 / 2273
Map Reference	MB 2 PG 166-169
Instrument Date	Feb 26, 2021
Instrument	2021013892
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1041, CRYSTAL RIVER, FL 34423-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3078 E JOSEPH LN, INVERNESS, FL 34453-0602

Mortgage

Document Number	0031402274
Date	Mar 4, 2021
Instrument	3140/2274

Lender

Name	HABITAT FOR HUMANITY OF CITRUS COUN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,631.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$166,074 (+20.04%) Land $6,800 Building $159,274	$166,074 (+20.04%) Land $6,800 Building $159,274
2022	$1,540.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$138,348 Land $4,400 Building $133,948	$138,348 Land $4,400 Building $133,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3078 E Joseph Ln, Inverness, FL 34453 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Joseph Ln

Nearby Streets

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