Citrus County property record for 3064 E Joseph Ln, Inverness, FL 34453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,751 sqft · built 1997 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Nov 2025) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-19S-02-0080-00100-0170 |
| Primary APN | 19E-19S-02-0080-00100-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,751 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.276 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 143 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1658152 |
|---|---|
| Street Address | 3064 E JOSEPH LN |
| City | INVERNESS |
| State | FL |
| Zip | 34453-0602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS UNIT 8 PB 2 PG 166 LOTS 17 18 19 20 & 21 BLK 10 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | INVERNESS HIGHLANDS UNIT 8 |
| Legal Block | 10 |
| Legal Lot Number | 17 |
| Legal Unit | 8 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 450705 |
Source: Citrus County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MKHWANE INVESTMENTS LLC |
| Nov 19, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Sep 9, 2025 | Intrafamily Transfer, Transfer |
| Oct 9, 2025 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Prior Sale | Apr 1, 1997 · Amount on Record |
| Deed Document Number | 202570006 |
| Deed Book / Page | 3620 / 1526 |
| Prior Transfer Date | Sep 4, 2025 |
| Prior Transfer Doc | 0036000912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0034791675 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 3479/1675 |
| Instrument | 2024038028 |
| Name | MKHWANE INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | INVERNESS, FL 34450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 19, 2025 |
| Property Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Document Number | 0036201526 |
| Book / Page | 3620 / 1526 |
| Map Reference | MB 2 PG 166-169 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025070006 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | UNKNOWN, RED DOOR TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1240 E SILVER THORN LOOP, HERNANDO, FL 34442-2008 |
| Name | Verified Name |
|---|---|
| Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Document Number | 0036201529 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 3620/1529 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 9, 2025 |
| Property Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Document Number | 0036000912 |
| Book / Page | 3600 / 912 |
| Map Reference | MB 2 PG 166-169 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025054695 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Name | Verified Name |
|---|---|
| Address | 1240 E SILVER THORN LOOP, HERNANDO, FL 34442-2008 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Oct 9, 2025 |
| Property Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Document Number | 0036091561 |
| Book / Page | 3609 / 1561 |
| Map Reference | MB 2 PG 166-169 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025061566 |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3064 E JOSEPH LN, INVERNESS, FL 34453-0602 |
| Name | Verified Name |
|---|---|
| Address | 1240 E SILVER THORN LOOP, HERNANDO, FL 34442-2008 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061.00 (+1.73%) | $62,330 (-66.98%) | $186,418 (-1.25%) Land $10,700 Building $175,718 |
| 2024 | $2,026.00 (+0.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $188,778 (-1.65%) Land $9,300 Building $179,478 | $188,778 (-1.65%) Land $9,300 Building $179,478 |
| 2023 | $2,020.00 (-2.18%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $191,946 (+27.4%) Land $7,990 Building $183,956 | $191,946 (+27.4%) Land $7,990 Building $183,956 |
| 2022 | $2,065.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $150,663 Land $5,500 Building $145,163 | $150,663 Land $5,500 Building $145,163 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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