30778 Reflection Ave, Shafer, MN 55074 Property Records

Chisago County property record for 30778 Reflection Ave, Shafer, MN 55074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 988 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2018)
Tax Bill	$3,594 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00107-01`

Property Details

APN / Parcel Number

Primary APN	`18-00107-01`
Alternative APNs	`3183627` `3378367` `3462844` `3993089`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	988 sqft Living Area
Gross Area	2,638 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	988 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3993089
Street Address	30778 REFLECTION AVE
City	SHAFER
State	MN
Zip	55074-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISIONNAME BUFFALO RIDGE 2ND ADDITION LOT 002 BLOCK 001 SUBDIVISIONCD 18051
Legal Range	019
Legal Township	034
Legal Section	32
Legal Subdivision	BUFFALO RIDGE 2ND ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHISAGO MN
Township / Civil Division	SHAFER
Census Block Group	2
Census Block	2041
Census Tract	110700

Owner

Source: Chisago County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	30778 REFLECTION AVE, SHAFER, MN 55074-9691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage GUARANTEED RATE INC
Aug 2, 2018	Warranty Deed, Transfer GUARANTEED RATE INC
Aug 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2018611252
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	30778 REFLECTION AVE, SHAFER, MN 55074-9691
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A611254
Date	Aug 2, 2018
Instrument	A-611254

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Aug 2, 2018
Property Address	30778 REFLECTION AVE, SHAFER, MN 55074-9691
Document Number	000A611252
Instrument Date	Jun 22, 2018
Instrument	A-611252
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30778 REFLECTION AVE, SHAFER, MN 55074-9691

Mortgage

Document Number	000A611253
Date	Aug 2, 2018
Instrument	A-611253

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Aug 2, 2018
Property Address	30778 REFLECTION AVE, SHAFER, MN 55074-9691
Document Number	000A611251
Instrument Date	May 8, 2018
Instrument	A-611251
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 DALLAS PKWY, PLANO, TX 75024-4019

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Shafer City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,594.00 (+6.52%)
2025	$3,374.00 (-1.58%) Homeowner's exemption
2024		$247,200 (-9.28%)	$269,500 (-5.17%)
2023	$3,428.00 (+1.48%) Homeowner's exemption	$272,500 (+8.44%)	$284,200 (+7.37%) Land $35,000 Building $249,200
2022	$3,378.00 (+3.87%) Homeowner's exemption	$251,300 (+26.28%)	$264,700 (+22.15%) Land $35,000 Building $229,700
2021	$3,252.00	$199,000	$216,700 Land $29,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shafer serves 1,165 people · EPA ID MN1130014
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
Starlink Satellite	280 / 30

May also be available: LTD Broadband.

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