Chisago County property record for 30762 Reflection Ave, Shafer, MN 55074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,500 (Sep 2016) |
| Tax Bill | $3,554 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00107-02 |
| Primary APN | 18-00107-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 968 sqft Living Area |
| Gross Area | 2,516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 968 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3992834 |
|---|---|
| Street Address | 30762 REFLECTION AVE |
| City | SHAFER |
| State | MN |
| Zip | 55074-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISIONNAME BUFFALO RIDGE 2ND ADDITION LOT 003 BLOCK 001 SUBDIVISIONCD 18051 |
| Legal Range | 019 |
| Legal Township | 034 |
| Legal Section | 32 |
| Legal Subdivision | BUFFALO RIDGE 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | SHAFER |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 110700 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30762 REFLECTION AVE, SHAFER, MN 55074-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on Record |
| Deed Sale | Sep 22, 2016 · Amount on Record |
| Prior Sale | Jun 8, 2005 · Amount on Record |
| Deed Document Number | 2016592055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 30762 REFLECTION AVE, SHAFER, MN 55074-9691 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | SERVION TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 000A690519 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | A-690519 |
| Name | UNITY ONE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 9, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Shafer City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,554.00 (+6.53%) | ||
| 2025 | $3,336.00 (-1.65%) Homeowner's exemption | ||
| 2024 | $244,400 (-9.35%) | $266,900 (-5.19%) | |
| 2023 | $3,392.00 (+1.56%) Homeowner's exemption | $269,600 (+8.53%) | $281,500 (+7.4%) Land $35,000 Building $246,500 |
| 2022 | $3,340.00 (+3.99%) Homeowner's exemption | $248,400 (+26.41%) | $262,100 (+22.25%) Land $35,000 Building $227,100 |
| 2021 | $3,212.00 | $196,500 | $214,400 Land $29,000 Building $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shafer serves 1,165 people · EPA ID MN1130014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Starlink Satellite | 280 / 30 |
May also be available: GigFire.
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