Monroe County property record for 30772 Palm Dr, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,772 sqft · built 1984 |
| Lot Size | 0.257 acres (11,186 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Feb 2021) |
| Tax Bill | $10,143 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00286840-000000 |
| Primary APN | 00286840-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 149 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 11,186 sqft (0.257 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Slab |
| Porch Area | 864 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1359033 |
|---|---|
| Street Address | 30772 PALM DR |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 48 WHISPERING PINES-PLAT #4 BIG PINE KEY PB4-77 OR477-265 OR803-1606 OR994-1737 OR1602-959 OR1791-1727 OR2319-835 OR2553-964/65 OR2920-901/02 OR3074-0397 OR3195-0475 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 23 |
| Legal Subdivision | WHISPERING PINES NO 4 |
| Legal Lot Number | 48 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971401 |
30772 Palm Dr is owned by a company that acquired it in August 2022.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 96, GLENNIE, MI 48737-0096 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 22, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MBANK |
| Feb 8, 2021 | Warranty Deed, Transfer AMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE |
| Jul 2, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Aug 2, 2018 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Prior Sale | Aug 2, 2018 · Amount on File |
| Deed Document Number | 20212302979 |
| Deed Book / Page | 3074 / 397 |
| Last Transfer Date | Aug 3, 2022 |
| Transfer Doc | 0031950475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 22, 2022 |
| Property Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0031950475 |
| Book / Page | 3195 / 475 |
| Map Reference | MB 4 PG 77 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2392301 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, GLENNIE, MI 48737-0096 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, GLENNIE, MI 48737-0096 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4304 BAKER RD, GLENNIE, MI 48737 |
| Document Number | 0031020703 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 3102/703 |
| Instrument | 2322909 |
| Name | MBANK |
|---|---|
| Type | Bank |
| Address | MANISTIQUE, MI 49854 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 8, 2021 |
| Property Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0030740397 |
| Book / Page | 3074 / 397 |
| Map Reference | MB 4 PG 77 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2302979 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | AMERICAN CHOICE TITLE, AMERICAS CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4952 COACH LN, 4952, NAPLES, FL 34114-9461 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 96, GLENNIE, MI 48737-0096 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0030321763 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30772 PALM DR BIG PINE KEY FL 330434621, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0030321763 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 003032/001763 |
| Instrument | 2273775 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 2, 2018 |
| Property Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0029200901 |
| Book / Page | 2920 / 0901 |
| Map Reference | MB4 PG77 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2180858 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 SE KITCHING COVE LN, 1014, PORT SAINT LUCIE, FL 34952-5902 |
| Name | Verified Name |
|---|---|
| Address | 30772 PALM DR, BIG PINE KEY, FL 33043-4621 |
| Document Number | 0002180859 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2180859 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 30772 Palm Dr was $10,143, up 10.7% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,143.00 (+10.67%) | $1,106,922 Land $525,742 Building $581,180 | $1,106,922 Land $525,742 Building $581,180 |
| 2024 | $9,165.00 (+10.41%) | ||
| 2023 | $8,301.00 (+7.29%) | $927,166 (+7.91%) Land $382,561 Building $544,605 | $927,166 (+7.91%) Land $382,561 Building $544,605 |
| 2022 | $7,737.00 | $859,227 Land $324,114 Building $535,113 | $859,227 Land $324,114 Building $535,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30772 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30772 Palm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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