30751 Palm Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 30751 Palm Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1990
Lot Size	0.888 acres (38,669 sqft)
Owner	2 Individual Names on Record
Last Sale	$876,000 (May 2025)
Tax Bill	$4,463 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone VE (high risk)
APN	`00110230-005600`

Property Details

APN / Parcel Number

Primary APN	`00110230-005600`
Alternative APNs	`23662900110230005600` `1130664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,704 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	38,669 sqft (0.888 acres)
Lot Dimensions	182 ft deep x 212 ft wide

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	2,826 sqft
Deck Area	Deck Area
Patio Area	1,385 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1130664
Street Address	30751 PALM DR
City	BIG PINE KEY
State	FL
Zip	33043-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	23 66 29 BIG PINE KEY PT LOT 3 LOT BE OF WICKFIELD ACRES & 1/61 INT IN PARCEL MARKED RESERVED OR650-736/38E OR761-467 OR785-368 OR819-6 OR883-1147Q/C OR958-2235/36 OR1103-2373/74 OR1247-1190/95F/J OR1247-1833/34R/S OR1449-1231/32Q/C OR1480-1703/04 OR
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	BIG PINE KEY
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30849 PALM DR, BIG PINE KEY, FL 33043-4658
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 24, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 26, 2007 · Amount on Record
Deed Document Number	2025207
Deed Book / Page	3326 / 1424
Last Transfer Date	Oct 23, 2025
Transfer Doc	0033501869
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631

Mortgage

Document Number	0030930522
Date	Apr 29, 2021
Book Page	3093/522
Instrument	2316602

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 24, 2025
Property Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631
Document Number	0033501869
Book / Page	3350 / 1869
Map Reference	MB 4 PG 59
Instrument Date	Oct 23, 2025
Instrument	2519850
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30849 PALM DR, BIG PINE KEY, FL 33043-4658

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 19, 2025
Property Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631
Document Number	0033261424
Book / Page	3326 / 1424
Map Reference	MB 58 PG 189
Instrument Date	Apr 19, 2025
Instrument	2501207
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 E SHORE DR, SUMMERLAND KEY, FL 33042-4518

Mortgage

Document Number	0033261426
Date	May 19, 2025
Instrument	3326/1426

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	30751 PALM DR, BIG PINE KEY, FL 33043-4631
Document Number	0028671388
Book / Page	002867 / 001388
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30751 PALM DR BIG PINE KEY FL 330434631, BIG PINE KEY, FL 33043-4631

Mortgage

Document Number	0028671388
Date	Aug 3, 2017
Book Page	002867/001388
Instrument	2133897

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$482,845 (+2.9%)	$640,331 (-6.92%) Land $309,468 Building $330,863
2024	$4,463.00 (+4.5%) Homeowner's exemption	$469,238 (+3%)	$687,954 (+9.35%) Land $357,804 Building $330,150
2023	$4,271.00 (+3.72%) Homeowner's exemption	$455,571 (+4.14%)	$629,109 (+15.8%) Land $309,452 Building $319,657
2022	$4,118.00 Homeowner's exemption	$437,474	$543,264 Land $203,112 Building $340,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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