3077 Henshaw Ave, Cincinnati, OH 45225 Property Records

Hamilton County property record for 3077 Henshaw Ave, Cincinnati, OH 45225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1880
Lot Size	0.058 acres (2,526 sqft)
Owner	Individual Name on File
Last Sale	$99,750 (Sep 2024)
Tax Bill	$537 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`189-0024-0058-00`

Property Details

APN / Parcel Number

Primary APN	`189-0024-0058-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	880 sqft
2nd Floor Area	1,248 sqft
Basement Area	256 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3077 HENSHAW AVE
City	CINCINNATI
State	OH
Zip	45225-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	3077 HENSHAW AVE 25 X 105.93 PT LOT 13 YOUNG & CUTTERS
Legal Subdivision	YOUNG CUTTERS
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1037
Census Tract	2800

Owner

3077 Henshaw Ave is owned by an individual who bought it in September 2024.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 790415, SAINT LOUIS, MO 63179-0415
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONS RELIABLE LENDING LLC
Mar 11, 2022	Survivorship Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit NEW FOUNDATION SAVINGS BANK
Nov 4, 2019	Warranty Deed, Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO
Oct 15, 2019	Warranty Deed, Transfer TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO
Aug 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 1, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on File
Deed Sale	Sep 16, 2024 · Amount on File
Prior Sale	Mar 11, 2022
Deed Document Number	202465059
Deed Book / Page	15251 / 2030
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000062679
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089322
Date	Sep 20, 2022
Book Page	14755/894
Instrument	2022-0089322

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089323
Date	Sep 20, 2022
Book Page	14755/908
Instrument	2022-0089323

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2022
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Document Number	0000026461
Book / Page	14622 / 2148
Map Reference	MB 5 PG 40&41
Instrument Date	Feb 28, 2022
Instrument	2022-0026461
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3077 HENSHARAN AVENUE, CINCINNATI, OH 45225

Mortgage

Document Number	0000026462
Date	Mar 11, 2022
Instrument	2022-0026462

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128757
Date	Oct 22, 2021
Book Page	14529/2331
Instrument	2021-0128757

Lender

Name	NEW FOUNDATION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2019
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Document Number	0000096068
Book / Page	014037 / 001355
Instrument Date	Oct 10, 2019
Instrument	96068
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14066 CINCINNATI OH 452500066, CINCINNATI, OH 45250-0066

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 15, 2019
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Document Number	0000089531
Book / Page	014023 / 000419
Instrument Date	Oct 10, 2019
Instrument	89531
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE CO

Transaction

Amount	Amount on Record
Tax	$88.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 14066 CINCINNATI OH 452500066, CINCINNATI, OH 45250-0066

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2019
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Document Number	0000073733
Book / Page	013992 / 002663
Instrument Date	Aug 23, 2019
Instrument	73733
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 TRENTON AVE CINCINNATI OH 452385538, CINCINNATI, OH 45238-5538

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 1, 2019
Property Address	3077 HENSHAW AVE, CINCINNATI, OH 45225-1836
Document Number	0000062679
Book / Page	013971 / 000113
Instrument Date	Jul 29, 2019
Instrument	62679
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$32.40
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14147 CINCINNATI OH 452500147, CINCINNATI, OH 45250-0147

Tax Assessment & Valuation

The 2025 property tax bill for 3077 Henshaw Ave was $537, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$537.00 (+3.07%)	$70,000 (-) Land $3,136 Building $66,864	$200,000 Land $8,960 Building $191,040
2024	$521.00 (-2.25%)	$70,000 (-) Land $3,136 Building $66,864
2023	$533.00 (-3.09%)	$70,000 (%) Land $3,136 Building $66,864	$200,000 Land $8,960 Building $191,040
2022	$550.00	$70,001 Land $2,139 Building $67,862
2020			$200,000 Land $6,110 Building $193,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3077 Henshaw Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3077 Henshaw Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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