3072 Henshaw Ave, Cincinnati, OH 45225 Property Records

Hamilton County property record for 3072 Henshaw Ave, Cincinnati, OH 45225

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,456 sqft · built 1893
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Sep 2023)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`189-0023-0032-00`

Property Details

APN / Parcel Number

Primary APN	`189-0023-0032-00`
Alternative APN	`0046590`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	320 sqft
Basement Area	320 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	118 ft deep x 50 ft wide
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3072 HENSHAW AVE
City	CINCINNATI
State	OH
Zip	45225-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	3072 HENSHAW AVE 25 X 118 IRR LOT 44 YOUNG & CUTTER SUB
Legal Subdivision	YOUNG & CUTTER SUB
Legal Lot Number	44
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1032
Census Tract	2800

Owner

3072 Henshaw Ave is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Mar 1, 2023	Warranty Deed, Transfer
Feb 28, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Jun 6, 1997 · Amount on File
Deed Document Number	202366586
Deed Book / Page	15003 / 834
Prior Transfer Date	Feb 21, 2023
Prior Transfer Doc	0000013947
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 26, 2026
Property Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835
Document Number	0000041048
Book / Page	15673 / 1949
Instrument Date	May 20, 2026
Instrument	202641048
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835

Mortgage

Document Number	0000041048,
Date	May 26, 2026
Book Page	15673/1949
Instrument	202641048

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 19, 2023
Property Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835
Document Number	0000066586
Book / Page	15003 / 834
Map Reference	MB 5 PG 40
Instrument Date	Sep 14, 2023
Instrument	2023-0066586
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835

Mortgage

Document Number	0000066587
Date	Sep 19, 2023
Instrument	2023-0066587

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000066588
Date	Sep 19, 2023
Book Page	15003/853
Instrument	2023-0066588

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	CINCINNATI, OH 45225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2023
Property Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835
Document Number	0000014054
Book / Page	14863 / 675
Map Reference	MB 5 PG 40
Instrument Date	Feb 27, 2023
Instrument	2023-0014054
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 28, 2023
Property Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835
Document Number	0000013947
Book / Page	14862 / 1904
Map Reference	MB 5 PG 40
Instrument Date	Feb 27, 2023
Instrument	2023-0013947
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 HENSHAW AVE, CINCINNATI, OH 45225-1835

Tax Assessment & Valuation

The 2025 property tax bill for 3072 Henshaw Ave was $1,886, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00 (+2.44%)	$23,965 (-) Land $3,294 Building $20,671	$68,470 Land $9,410 Building $59,060
2024	$1,841.00 (-4.61%)	$23,965 (-) Land $3,294 Building $20,671
2023	$1,930.00 (+75.14%)	$23,965 (+144.97%) Land $3,294 Building $20,671	$68,470 Land $9,410 Building $59,060
2022	$1,102.00	$9,783 Land $2,247 Building $7,536
2020			$27,950 Land $6,420 Building $21,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3072 Henshaw Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3072 Henshaw Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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