3077 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3077 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,074 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$348,000 (Jan 2021)
Tax Bill	$11,681 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-483-003`

Property Details

APN / Parcel Number

Primary APN	`06-18-483-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,074 sqft Living Area
Gross Area	3,888 sqft
Basement Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3077 CHALKSTONE AVE
City	ELGIN
State	IL
Zip	60124-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE - UNIT 1A LOT 260
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	260
Legal Unit	1A
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	851911

Owner

3077 Chalkstone Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3077 CHALKSTONE AVE, ELGIN, IL 60124-8939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 27, 2017	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Oct 6, 2005 · Amount on File
Deed Document Number	20213440
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 14, 2021
Property Address	3077 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000003440
Map Reference	DOC 2004K032370
Instrument Date	Oct 6, 2020
Instrument	2021K003440
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3077 CHALKSTONE AVE, ELGIN, IL 60124-8939

Mortgage

Document Number	0000003441
Date	Jan 14, 2021
Instrument	2021K003441

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3077 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number	0000000714
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3077 CHALKSTONE AVE ELGIN IL 601248939, ELGIN, IL 60124-8939

Mortgage

Document Number	0000000714
Date	Jan 4, 2018
Instrument	714

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,681.00 (+7.67%) Homeowner's exemption	$157,165 (+8.57%) Land $43,240 Building $113,925	$471,684 (+8.57%) Land $129,772 Building $341,912
2024		$144,759 (+21.39%) Land $39,827 Building $104,932	$434,451 (+21.44%) Land $119,529 Building $314,922
2022	$10,849.00 (+3.4%) Homeowner's exemption	$119,247 (+6.96%) Land $32,808 Building $86,439	$357,741 (+6.96%) Land $98,424 Building $259,317
2021	$10,492.00 Homeowner's exemption	$111,487 Land $30,673 Building $80,814	$334,461 Land $92,019 Building $242,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3077 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3077 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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