3072 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3072 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,046 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Sep 2021)
Tax Bill$11,534 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-482-001

Property Details

APN / Parcel Number

Primary APN06-18-482-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,046 sqft Living Area
Gross Area4,589 sqft
Basement Area1,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3072 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE - UNIT 1A LOT 263
Legal SubdivisionPROVIDENCE
Legal Block2
Legal Lot Number263
Legal Unit1A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract851911

Owner

3072 Chalkstone Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3072 CHALKSTONE AVE, ELGIN, IL 60124-8939
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 8, 2021Warranty Deed, Transfer · VA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2021 · Amount on File
Deed SaleSep 8, 2021 · Amount on File
Prior SaleSep 30, 2005 · Amount on File
Deed Document Number202168515
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3072 CHALKSTONE AVE, ELGIN, IL 60124-8939
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3072 CHALKSTONE AVE, ELGIN, IL 60124-8939

Mortgage

Document Number0000024053
DateJul 18, 2023
Instrument2023K024053
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeVA Mortgage
AmountAmount on Record
Term350 Months
DueSep 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 8, 2021
Property Address3072 CHALKSTONE AVE, ELGIN, IL 60124-8939
Document Number0000068515
Map ReferenceDOC 2004K032370
Instrument DateJun 18, 2021
Instrument2021K068515
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3072 CHALKSTONE AVE, ELGIN, IL 60124-8939

Mortgage

Document Number0000068516
DateSep 8, 2021
Instrument2021K068516
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3072 Chalkstone Ave was $11,534 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,534.00 Homeowner's exemption$155,279 (+8.57%) Land $43,240 Building $112,039$466,023 (+8.57%) Land $129,772 Building $336,252
2024$143,022 Land $39,827 Building $103,195$429,238 Land $119,529 Building $309,709
2022$10,712.00 (+8.62%) Homeowner's exemption$117,817 (+6.96%) Land $32,808 Building $85,009$353,451 (+6.96%) Land $98,424 Building $255,027
2021$9,862.00 Homeowner's exemption$110,150 Land $30,673 Building $79,477$330,450 Land $92,019 Building $238,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3072 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3072 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50

May also be available: AT&T, Verizon.

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