Chisago County property record for 30762 Tern Ave, Shafer, MN 55074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,834 sqft · built 1995 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,000 (Sep 2018) |
| Tax Bill | $5,866 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00346-30 |
| Primary APN | 08-00346-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 4,926 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 461,736 sqft (10.6 acres) |
| Garage Area | 1,834 sqft |
| Porch | Porch |
| Porch Area | 703 sqft |
| Pole Barn | 1,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3988504 |
|---|---|
| Street Address | 30762 TERN AVE |
| City | SHAFER |
| State | MN |
| Zip | 55074-9790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | S 396.5 FT OF N 1633.5 FT OF E 673 FT OF E 1/2 OF NW 1/4 EXCEPT FOL DESC PARCEL: BEG AT A POINT ON E LINE OF SAID E 1/2 OF NW |
| Legal Range | 019 |
| Legal Township | 034 |
| Legal Section | 34 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | SHAFER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 110700 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30762 TERN AVE, SHAFER, MN 55074-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage US BANK NA |
| Sep 21, 2018 | Deed of Trust, Mortgage · ARM LEND SMART MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 30762 TERN AVE, SHAFER, MN 55074-9790 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A602931 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | A-602931 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 172 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 30762 TERN AVE, SHAFER, MN 55074-9790 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A612776 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | A-612776 |
| Name | LEND SMART MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Type Change Date | Oct 1, 2023 |
| Index | Other |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Shafer Township |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,866.00 (+4.86%) | ||
| 2025 | $5,594.00 (+9.09%) Homeowner's exemption | ||
| 2024 | $556,700 (+2.11%) | $556,700 (+2.11%) | |
| 2023 | $5,128.00 (+11.97%) Homeowner's exemption | $545,200 (+15.83%) Land $134,800 Building $410,400 | $545,200 (+15.83%) Land $134,800 Building $410,400 |
| 2022 | $4,580.00 (+2.1%) Homeowner's exemption | $470,700 (+24.89%) Land $116,600 Building $354,100 | $470,700 (+23.9%) Land $116,600 Building $354,100 |
| 2021 | $4,486.00 | $376,900 | $379,900 Land $94,100 Building $285,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
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