3071 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 3071 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,904 sqft · built 2018
Lot Size	0.193 acres (8,449 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Jan 2021)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0S-015.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0S-015.00`
Alternative APN	`95971`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	2,317 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,449 sqft (0.193 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	55 sqft

Location & Zoning

Account Number	95971
Street Address	3071 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK-0.194 ACRE LOT
Legal Subdivision	WALNUT CREEK
Legal Block	3D-139
Legal Lot Number	3D-139
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1047
Census Tract	11210

Owner

3071 Bridgewater St is owned and occupied by two individuals who bought it in January 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3071 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 2, 2019	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 21, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Oct 2, 2019 · Amount on File
Deed Document Number	20211990
Deed Book / Page	1403 / 199
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 29, 2021
Property Address	3071 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000001990
Book / Page	1403 / 199
Map Reference	MB 2017 PG 521
Instrument Date	Jan 29, 2021
Instrument	2021001990
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3071 BRIDGEWATER ST, LANCASTER, SC 29720-0249

Mortgage

Document Number	0000001991
Date	Jan 29, 2021
Book Page	4280/172
Instrument	2021001991

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 2, 2019
Property Address	3071 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000015009
Book / Page	001274 / 000060
Instrument Date	Oct 1, 2019
Instrument	15009
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3071 BRIDGEWATER ST LANCASTER SC 297200249, LANCASTER, SC 29720-0249

Mortgage

Document Number	15010
Date	Oct 2, 2019
Book Page	003832/000085
Instrument	15010

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 21, 2018
Property Address	3071 BRIDGEWATER ST, LANCASTER, SC 29720-0249
Document Number	0000013675
Book / Page	001173 / 000106
Instrument Date	Sep 19, 2018
Instrument	13675
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,109.59
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3071 BRIDGEWATER ST LANCASTER SC 297200249, LANCASTER, SC 29720-0249

Tax Assessment & Valuation

The 2025 property tax bill for 3071 Bridgewater St was $3,708, up 6.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+6.52%)	$17,291 Land $2,441 Building $14,850	$531,200 Land $75,000 Building $456,200
2024	$3,481.00 (+2.59%)
2023	$3,393.00	$15,036 Building $15,036	$375,900 Building $375,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3071 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3071 Bridgewater St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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