3075 Vail Trail Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 3075 Vail Trail Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,420 sqft · built 1979
Lot Size	0.204 acres (8,892 sqft)
Owner	2 Individual Names on File
Last Sale	$281,500 (Jan 2022)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-179-011`

Property Details

APN / Parcel Number

Primary APN	`10-22-179-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,084 sqft
Basement Area	1,084 sqft
Finished Basement	962 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	8,892 sqft (0.204 acres)
Lot Dimensions	114 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	272 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3075 VAIL TRAIL CT
City	DUBUQUE
State	IA
Zip	52001-0847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 BLK 3 ASBURY SPRINGS SUB #4
Legal Range	02E
Legal Township	89N
Legal Section	22
Legal Subdivision	HOOVER
Legal Block	3
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2001
Census Tract	1202

Owner

3075 Vail Trail Ct is owned and occupied by two individuals who acquired it in May 2022.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
May 24, 2022	Intrafamily Transfer, Transfer
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Deed Document Number	20221328
Last Transfer Date	May 20, 2022
Transfer Doc	0000006623
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010497
Date	Nov 3, 2023
Instrument	2023-00010497

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	May 24, 2022
Property Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Document Number	0000006623
Instrument Date	May 20, 2022
Instrument	2022-00006623
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 25, 2022
Property Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Document Number	0000001328
Instrument Date	Jan 21, 2022
Instrument	2022-00001328
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847

Mortgage

Document Number	0000001329
Date	Jan 25, 2022
Instrument	2022-00001329

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 16, 2018
Property Address	3075 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Document Number	0000000587
Instrument Date	Jan 16, 2018
Instrument	587
Transaction Type	Transfer
Record Updated	Feb 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 VAIL TRAIL CT DUBUQUE IA 520010847, DUBUQUE, IA 52001-0847

Tax Assessment & Valuation

The 2025 property tax bill for 3075 Vail Trail Ct was $3,928 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 Homeowner's exemption	$308,400 Land $42,600 Building $265,800	$308,400 Land $42,600 Building $265,800
2024	$3,928.00
2023		$283,400 (+22.66%) Land $38,500 Building $244,900	$283,400 Land $38,500 Building $244,900
2022	$3,832.00 Homeowner's exemption	$231,050 Land $36,500 Building $194,550
2021			$231,050 Land $36,500 Building $194,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3075 Vail Trail Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3075 Vail Trail Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Comelec Internet Services Fixed Wireless	280 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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