3070 Vail Trail Ct, Dubuque, IA 52001 Property Records

Dubuque County property record for 3070 Vail Trail Ct, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,550 sqft · built 1978
Lot Size	0.236 acres (10,292 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Dec 2017)
Tax Bill	$3,432 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-164-010`

Property Details

APN / Parcel Number

Primary APN	`10-22-164-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	420 sqft
Finished Basement	420 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Lot Area	10,292 sqft (0.236 acres)
Lot Dimensions	166 ft deep x 62 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	125 sqft
Deck Area	228 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3070 VAIL TRAIL CT
City	DUBUQUE
State	IA
Zip	52001-0847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 5 BLK 3 ASBURY SPRINGS SUB #4
Legal Subdivision	HOOVER
Legal Block	3
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2001
Census Tract	1202

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	2017-00015038
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847

Mortgage

Document Number	0000009897
Date	Aug 8, 2022
Instrument	2022-00009897

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015954
Date	Oct 15, 2020
Instrument	2020-00015954

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 5, 2017
Property Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847
Document Number	0000015038
Instrument Date	Nov 24, 2017
Instrument	2017-00015038
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3070 VAIL TRAIL CT, DUBUQUE, IA 52001-0847

Mortgage

Document Number	0000015039
Date	Dec 5, 2017
Instrument	2017-00015039

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,900 (+10.04%) Land $37,400 Building $236,500	$273,900 (+10.04%) Land $37,400 Building $236,500
2024	$3,432.00 (+2.82%)
2023		$248,900 (+22.91%) Land $33,900 Building $215,000	$248,900 (+22.91%) Land $33,900 Building $215,000
2022	$3,338.00 Homeowner's exemption	$202,510 Land $32,090 Building $170,420
2021			$202,510 Land $32,090 Building $170,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Comelec Internet Services Fixed Wireless	280 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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