3075 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3075 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1985
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2022)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0082`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0082`
Alternative APN	`11307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Concrete
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	13,416 sqft (0.307 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	302 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	11307
Street Address	3075 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-82 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	82
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1031
Census Tract	80306

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3075 N RIVERSIDE DR, LANEXA, VA 23089-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Oct 8, 2019	Warranty Deed, Transfer C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	202206860
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 27, 2022
Property Address	3075 N RIVERSIDE DR, LANEXA, VA 23089-9405
Document Number	0202206860
Instrument Date	Apr 21, 2022
Instrument	202206860
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VIRGINIA TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 N RIVERSIDE DR, LANEXA, VA 23089-9405
Investor	Possibly a Property Investor

Mortgage

Document Number	0202206862
Date	Apr 27, 2022
Instrument	202206862

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 8, 2019
Property Address	3075 N RIVERSIDE DR, LANEXA, VA 23089-9405
Document Number	0000014728
Instrument Date	Sep 23, 2019
Instrument	14728
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 N RIVERSIDE DR LANEXA VA 230899405, LANEXA, VA 23089-9405

Mortgage

Document Number	14729
Date	Oct 8, 2019
Instrument	14729

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	14730,
Date	Oct 8, 2019
Instrument	14730

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+6.41%)	$355,800 (+39.04%) Land $78,100 Building $277,700	$355,800 (+39.04%) Land $78,100 Building $277,700
2024	$2,775.00 (+30.71%)
2023	$2,123.00	$255,900 Land $46,500 Building $209,400	$255,900 Land $46,500 Building $209,400
2022	$2,123.00 (+24.44%)
2019	$1,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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