3074 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3074 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1967
Lot Size	0.69 acres (30,056 sqft)
Owner	Trust Name on Record
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Feb 2023 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0029`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0029`
Alternative APN	`4425`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4425
Street Address	3074 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-29 &; PART L-28 &; L-30 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	29
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	3074 N RIVERSIDE DR, LANEXA, VA 23089-9403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Intrafamily Transfer, Transfer
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 13, 2023
Transfer Doc	0202301658
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Feb 17, 2023
Property Address	3074 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0202301658
Instrument Date	Feb 13, 2023
Instrument	202301658
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3074 N RIVERSIDE DR, LANEXA, VA 23089-9403

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3074 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0000000015
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000015
Date	Jan 3, 2018
Instrument	15

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3074 N RIVERSIDE DR, LANEXA, VA 23089-9403
Document Number	0000021815
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000021815
Date	Nov 20, 2017
Instrument	21815

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (+37.86%)	$661,100 (+37.84%) Land $387,100 Building $274,000	$661,100 (+37.84%) Land $387,100 Building $274,000
2023		$479,600 Land $299,900 Building $179,700	$479,600 Land $299,900 Building $179,700
2022	$3,980.00 (-1.19%)
2019	$4,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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