Harford County property record for 3074 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,628 sqft · built 1993 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,500 (Oct 1991) |
| Tax Bill | $3,005 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-079034 |
| Primary APN | 01-079034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,175 sqft (0.119 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Deck Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079034 |
|---|---|
| Street Address | 3074 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 367 45X115 3074 EBBTIDE DR HARBOUR OAKS S4 P 45/18 |
| Legal Subdivision | HARBOUR OAKS SEC 04 10 |
| Legal Lot Number | 367 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3074 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Sep 16, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Oct 28, 2017 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 1991 · Amount on Record |
| Deed Sale | Oct 15, 1991 · Amount on Record |
| Deed Book / Page | 1751 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3074 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0157130205 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 15713/205 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 160 Months |
| Due | Feb 7, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3074 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157130230 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 15713/230 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3074 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0135060119 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 3074 EBBTIDE DR EDGEWOOD MD 210402902, EDGEWOOD, MD 21040-2902 |
| Document Number | 0135060119 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 013506/000119 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3074 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0125890467 |
| Instrument Date | Oct 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3074 EBBTIDE DR EDGEWOOD MD 210402902, EDGEWOOD, MD 21040-2902 |
| Document Number | 0125890467 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 012589/000467 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,005.00 (+17.7%) Homeowner's exemption | $275,800 (+6.89%) Land $60,100 Building $215,700 | $275,800 (-) Land $60,100 Building $215,700 |
| 2025 | $2,553.00 (+8.64%) Homeowner's exemption | $258,033 (+15.97%) | $275,800 (+23.96%) Land $60,100 Building $215,700 |
| 2023 | $222,500 Land $60,100 Building $162,400 | $222,500 Land $60,100 Building $162,400 | |
| 2022 | $2,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures