3073 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3073 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,151 sqft · built 2000
Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on Record
Last Sale$258,091 (Feb 2010)
Tax Bill$2,808 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN01-079247

Property Details

APN / Parcel Number

Primary APN01-079247
Alternative APNs
  • 1079247
  • 079247

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,151 sqft Total Area
Basement Area283 sqft
Finished Basement283 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Lot Dimensions115 ft deep x 45 ft wide
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number079247
Street Address3073 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 387 45X115 3073 EBBTIDE DR HARBOUR OAKS S4 P 45/18
Legal SubdivisionHARBOUR OAKS
Legal Lot Number387
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3004
Census Tract301602

Owner

Source: Harford County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3073 EBBTIDE DR, EDGEWOOD, MD 21040-2901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2010 · Amount on Record
Deed SaleFeb 2, 2010 · Amount on Record
Prior SaleOct 25, 2006 · Amount on Record
Deed Document Number20101280
Deed Book / Page8490 / 508
Transfer Doc0064230481
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateAug 3, 2026
Property Address3073 EBBTIDE DR, EDGEWOOD, MD 21040-2901
Document Number1723000087
Book / Page17232 / 87
Instrument DateJul 25, 2026
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3073 EBBTIDE DR, EDGEWOOD, MD 21040-2901

Mortgage

Document Number1723000087,
DateAug 3, 2026
Book Page17232/87
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,808.00 (+17.2%) Homeowner's exemption$257,700 (+6.75%) Land $60,100 Building $197,600$257,700 (-) Land $60,100 Building $197,600
2025$2,396.00 (+9.36%) Homeowner's exemption$241,400 (+15.61%)$257,700 (+23.42%) Land $60,100 Building $197,600
2023$208,800 Land $60,100 Building $148,700$208,800 Land $60,100 Building $148,700
2022$2,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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