San Luis Obispo County property record for 3074 Beachcomber Dr, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,553 sqft · built 1965 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $525,000 (Mar 2002) |
| Tax Bill | $10,226 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-221-022 |
| Primary APN | 065-221-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,553 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 3074 BEACHCOMBER DR |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-3176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB TR 81 BL 2 LT 4 |
| Legal Subdivision | 81 |
| Legal Tract | 81 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10506 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3074 BEACHCOMBER DR, MORRO BAY, CA 93442-3176 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2002 · Amount on Record |
| Deed Sale | Mar 29, 2002 · Amount on Record |
| Prior Sale | May 10, 1999 |
| Deed Document Number | 2002025873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3074 BEACHCOMBER DR, MORRO BAY, CA 93442-3176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011300 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 2020011300 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 3.5% |
| Index | 11th District COF |
| Max Rate | 7.5% |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,226.00 (+3.63%) Homeowner's exemption | $934,857 (+4.04%) Land $443,181 Building $491,676 |
| 2023 | $9,868.00 (+6.7%) Homeowner's exemption | $898,558 Land $425,973 Building $472,585 |
| 2022 | $9,248.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ranch WiFi.
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