3073 Waterfall Dr, Atwater, CA 95301 Property Records

Merced County property record for 3073 Waterfall Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 1995
Lot Size	0.139 acres (6,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Apr 2020)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	May 2020 Sale Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-132-017-000`

Property Details

APN / Parcel Number

Primary APN	`156-132-017-000`
Alternative APN	`156-132-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,049 sqft (0.139 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	156-132-017
Street Address	3073 WATERFALL DR
City	ATWATER
State	CA
Zip	95301-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	SHAF LKS E #6 LOT 66
Legal Subdivision	SHAF LAKES E 06
Legal Lot Number	66
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3004
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3073 WATERFALL DR, ATWATER, CA 95301-4748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Correction Deed PLACER TITLE COMPANY, PLACER TITLE CO.
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Oct 19, 2017	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	202012664
Prior Transfer Date	Apr 7, 2020
Prior Transfer Doc	0000015082
Record Updated	Oct 29, 2026

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	May 11, 2020
Property Address	3073 WATERFALL DR, ATWATER, CA 95301-4748
Document Number	0000015082
Instrument Date	Apr 7, 2020
Instrument	15082
Record Updated	Jun 15, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$328.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3073 WATERFALL DR ATWATER CA 953014748, ATWATER, CA 95301-4748

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 17, 2020
Property Address	3073 WATERFALL DR, ATWATER, CA 95301-4748
Document Number	0000012664
Map Reference	MB 44 PG 13-15
Instrument Date	Apr 7, 2020
Instrument	2020012664
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3073 WATERFALL DR, ATWATER, CA 95301-4748

Mortgage

Document Number	0000012665
Date	Apr 17, 2020
Instrument	2020012665

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 19, 2017
Property Address	3073 WATERFALL DR, ATWATER, CA 95301-4748
Document Number	0000034192
Map Reference	MB 44 PG 13-15
Instrument Date	Oct 16, 2017
Instrument	2017-034192
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3073 WATERFALL DR, ATWATER, CA 95301-4748

Mortgage

Document Number	0000034193
Date	Oct 19, 2017
Instrument	2017-034193

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,460 (+2.63%) Land $83,661 Building $250,799
2025	$3,563.00 (+2.41%)	$325,903 (+4.04%) Land $82,021 Building $243,882
2024	$3,479.00 (+2.66%)
2023	$3,389.00 (+1.25%)	$313,249 Land $78,837 Building $234,412
2022	$3,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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