3063 Waterfall Dr, Atwater, CA 95301 Property Records

Merced County property record for 3063 Waterfall Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1996
Lot Size	0.133 acres (5,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Aug 2003)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-132-016-000`

Property Details

APN / Parcel Number

Primary APN	`156-132-016-000`
Alternative APN	`156-132-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,810 sqft (0.133 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	156-132-016
Street Address	3063 WATERFALL DR
City	ATWATER
State	CA
Zip	95301-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	SHAF LKS E #6 LOT 65
Legal Subdivision	SHAFTER LAKES EAST
Legal Lot Number	65
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3004
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3063 WATERFALL DR, ATWATER, CA 95301-4748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRESNO COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Prior Sale	Jan 2, 1997
Deed Document Number	200351448
Prior Transfer Date	Dec 3, 1996
Prior Transfer Doc	0000000028
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3063 WATERFALL DR, ATWATER, CA 95301-4748
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3063 WATERFALL DR, ATWATER, CA 95301-4748

Mortgage

Document Number	0000034807
Date	Aug 5, 2021
Instrument	2021034807

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3063 WATERFALL DR, ATWATER, CA 95301-4748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040703
Date	Dec 1, 2017
Instrument	2017-040703

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3063 WATERFALL DR, ATWATER, CA 95301-4748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035016
Date	Oct 29, 2019
Instrument	2019035016

Lender

Name	FRESNO COUNTY FCU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,428 (+2%) Land $65,250 Building $242,178
2025	$3,225.00 (+5.25%) Homeowner's exemption	$301,401 (+4.04%) Land $63,971 Building $237,430
2023	$3,064.00 (+1.32%) Homeowner's exemption	$289,699 Land $61,488 Building $228,211
2022	$3,024.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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