3072 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3072 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,016 sqft · built 1931
Lot Size	0.192 acres (8,364 sqft)
Owner	Company Name on Record
Last Sale	$238,775 (Dec 2023)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0008-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,016 sqft Living Area
1st Floor Area	1,430 sqft
Attic	Attic
Attic Area	686 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3072 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3072 W TOWER AVE 60.50 X 131.18 IRR PT LOT E J L VATTIERS EST SUBPARS 8-9 CONS
Legal Subdivision	VATTIERS EST SUB
Legal Lot Number	E
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	10900

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7412 VISTA VIEW CIR, HARRISON, OH 45030-7528
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	May 2, 2012 · Amount on Record
Deed Document Number	202386062
Deed Book / Page	15057 / 1268
Last Transfer Date	Oct 18, 2024
Transfer Doc	0000075501
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 7, 2023
Property Address	3072 W TOWER AVE, CINCINNATI, OH 45238-3513
Document Number	0000086062
Book / Page	15057 / 1268
Instrument Date	Dec 4, 2023
Instrument	2023-0086062
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 W TOWER AVE, CINCINNATI, OH 45238-3513

Mortgage

Document Number	0000086063
Date	Dec 7, 2023
Instrument	2023-0086063

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3072 W TOWER AVE, CINCINNATI, OH 45238-3513
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 W TOWER AVE, CINCINNATI, OH 45238-3513

Mortgage

Document Number	0000094729
Date	Oct 6, 2022
Book Page	14767/2369
Instrument	2022-0094729

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3072 W TOWER AVE, CINCINNATI, OH 45238-3513
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000234
Date	Mar 7, 2017
Instrument	17-0020234

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 (+0.14%)	$65,912 (-) Land $7,763 Building $58,149	$188,320 (-) Land $22,180 Building $166,140
2024	$4,183.00 (+3.69%)	$65,912 (-) Land $7,763 Building $58,149
2023	$4,034.00 (+106.87%)	$65,912 (+131.72%) Land $7,763 Building $58,149	$188,320 (+131.72%) Land $22,180 Building $166,140
2022	$1,950.00 Homeowner's exemption	$28,445 Land $6,304 Building $22,141
2020			$81,270 Land $18,010 Building $63,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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