3069 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3069 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 1948
Lot Size0.153 acres (6,708 sqft)
Owner2 Individual Names on File
Tax Bill$3,374 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN248-0001-0077-00

Property Details

APN / Parcel Number

Primary APN248-0001-0077-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,609 sqft Living Area
1st Floor Area1,609 sqft
Basement Area1,609 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area6,708 sqft (0.153 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3069 W TOWER AVE
CityCINCINNATI
StateOH
Zip45238-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST TOWER AV 50.09 X 138.82 IRR-SS WEST TOWER AV 360.32 FT E OF BOUDINOT AVE
Legal SubdivisionEGLO REALTY CO
Legal Lot Number169
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1005
Census Tract10900

Owner

3069 W Tower Ave is owned and occupied by two individuals who acquired it in November 1990.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3069 W TOWER AVE, CINCINNATI, OH 45238-3512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 1990
Deed SaleNov 21, 1990
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3069 W TOWER AVE, CINCINNATI, OH 45238-3512
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3069 W TOWER AVE, CINCINNATI, OH 45238-3512

Mortgage

Document Number0000065676
DateJul 5, 2022
Book Page14701/1608
Instrument2022-0065676
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 29, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3069 W Tower Ave was $3,374, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,374.00 (+3.15%)$54,653 (-) Land $7,056 Building $47,597
2024$3,271.00 (-2.21%)$54,653 (-) Land $7,056 Building $47,597
2023$3,345.00 (+52.39%)$54,653 (+70.3%) Land $7,056 Building $47,597$156,150 Land $20,160 Building $135,990
2022$2,195.00 Homeowner's exemption$32,092 Land $5,730 Building $26,362
2020$91,690 Land $16,370 Building $75,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3069 W Tower Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3069 W Tower Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on W Tower Ave

Nearby Streets

Search Property Records by Address or Parcel Number