3072 Sunset Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3072 Sunset Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1954
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Sep 2010)
Tax Bill	$4,829 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.19-1-20`

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-1-20`
Alternative APNs	`308902701900010200000000` `02701900010200000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	220 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701900010200000000
Street Address	3072 SUNSET LN
City	SCHENECTADY
State	NY
Zip	12303-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1023
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3072 SUNSET LN, SCHENECTADY, NY 12303-5528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Aug 14, 2018	Deed with Mortgage, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Prior Sale	May 11, 2007 · Amount on Record
Deed Document Number	2010737946
Deed Book / Page	2988 / 860
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3072 SUNSET LN, SCHENECTADY, NY 12303-5528
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 SUNSET LN, SCHENECTADY, NY 12303-5528

Mortgage

Document Number	0000008217
Date	Oct 7, 2025
Instrument	R2025-18217

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3072 SUNSET LN, SCHENECTADY, NY 12303-5528
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000312
Date	Apr 1, 2021
Instrument	R2021-10312

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 16, 2051

August 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBANY NY
Recording Date	Aug 14, 2018
Property Address	3072 SUNSET LN, SCHENECTADY, NY 12303-5528
Document Number	0020188113
Book / Page	002018 / 018113
Instrument Date	Aug 10, 2018
Instrument	18114
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3072 SUNSET LN SCHENECTADY NY 123035528, SCHENECTADY, NY 12303-5528

Mortgage

Document Number	18114
Date	Aug 14, 2018
Instrument	18114

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,829.00 (+0.23%)
2025	$4,818.00 (+11.86%)	$163,000 (-) Land $33,000 Building $130,000	$217,333 (+13.33%) Land $44,000 Building $173,333
2023		$163,000 (-) Land $33,000 Building $130,000	$191,765 (+7.06%) Land $38,824 Building $152,941
2022		$163,000 Land $33,000 Building $130,000	$179,121 Land $36,264 Building $142,857
2021	$4,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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