3062 Sunset Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3062 Sunset Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,933 sqft · built 2014
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2026)
Tax Bill	$9,389 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.19-1-17`

Property Details

APN / Parcel Number

Primary APN	`013089 27.19-1-17`
Alternative APNs	`308902701900010170000000` `02701900010170000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,307 sqft
Basement Area	626 sqft
Finished Basement	626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701900010170000000
Street Address	3062 SUNSET LN
City	SCHENECTADY
State	NY
Zip	12303-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1023
Census Tract	14616

Owner

3062 Sunset Ln is owned by two individuals who bought it in August 2026.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 700 CIR APT 2102, 2102, ALBANY, NY 12203
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Apr 14, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Deed of Trust, Mortgage TRUSTCO BANK
Oct 9, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Apr 14, 2023 · Amount on File
Deed Document Number	202614568
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0031240805
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 5, 2026
Property Address	3062 SUNSET LN, SCHENECTADY, NY 12303-5528
Document Number	0000014568
Instrument Date	Jul 28, 2026
Instrument	202614568
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014569,
Date	Aug 5, 2026
Instrument	202614569

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 14, 2023
Property Address	3062 SUNSET LN, SCHENECTADY, NY 12303-5528
Document Number	0000000899
Instrument Date	Apr 3, 2023
Instrument	R2023-6899
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3062 SUNSET LN, SCHENECTADY, NY 12303-5528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 GRIFFIN CIR, ALBANY, NY 12203

Mortgage

Document Number	0000000900
Date	Apr 14, 2023
Instrument	R2023-6900

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3062 SUNSET LN, SCHENECTADY, NY 12303-5528
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005946
Date	Nov 9, 2020
Instrument	R2020-25946

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	3062 SUNSET LN, SCHENECTADY, NY 12303-5528
Document Number	0000025947
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3062 SUNSET LN SCHENECTADY NY 123035528, SCHENECTADY, NY 12303-5528

Mortgage

Document Number	0000025947
Date	Nov 9, 2020
Instrument	25947

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3062 Sunset Ln was $9,389, down 0.6% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,389.00 (-0.61%)
2025	$9,447.00	$329,000 Land $66,000 Building $263,000	$438,667 Land $88,000 Building $350,667
2023		$329,000 (-) Land $66,000 Building $263,000	$387,059 (+7.06%) Land $77,647 Building $309,412
2022		$329,000 Land $66,000 Building $263,000	$361,538 Land $72,527 Building $289,011
2021	$7,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3062 Sunset Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3062 Sunset Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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