3072 Panhandle Rd, Delaware, OH 43015 Property Records

Delaware County property record for 3072 Panhandle Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,336 sqft · built 1955
Lot Size	1.83 acres (79,889 sqft)
Owner	2 Company Names on File
Last Sale	$200,000 (Sep 2025)
Tax Bill	$9,364 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-100-05-018-000`

Property Details

APN / Parcel Number

Primary APN	`519-100-05-018-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,336 sqft Living Area
Gross Area	5,936 sqft
1st Floor Area	1,952 sqft
Upper Floors Area	2,384 sqft
Basement Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	79,889 sqft (1.83 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	560 sqft
Deck Area	570 sqft
Patio Area	570 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	3072 PANHANDLE RD
City	DELAWARE
State	OH
Zip	43015-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND 19 5 1 36
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	36
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2064
Census Tract	11200

Owner

Source: Delaware County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3208 PANHANDLE RD, DELAWARE, OH 43015-9078
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 1, 2025	Fiduciary Deed, Transfer · Conventional Mortgage NFM LENDING
May 10, 2019	Deed of Trust, Mortgage · Line of Credit FIDELITY FED'L S&L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 2025 · Amount on Record
Deed Sale	Sep 1, 2025 · Amount on Record
Deed Document Number	202520437
Deed Book / Page	2177 / 160
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000020436
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3072 PANHANDLE RD, DELAWARE, OH 43015-9078
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003388
Date	Jan 31, 2022
Book Page	1942/808
Instrument	202200003388

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3072 PANHANDLE RD, DELAWARE, OH 43015-9078
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003512
Date	Feb 1, 2022
Book Page	1942/1620
Instrument	202200003512

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 24, 2052

September 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 1, 2025
Property Address	3072 PANHANDLE RD, DELAWARE, OH 43015-9078
Document Number	0000020437
Book / Page	2177 / 160
Instrument Date	Aug 19, 2025
Instrument	202500020437
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NORTHWEST TITLE BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247

Mortgage

Document Number	0000020438
Date	Sep 1, 2025
Instrument	202500020438

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	3072 PANHANDLE RD, DELAWARE, OH 43015-9078
Document Number	0000012199
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3072 PANHANDLE RD DELAWARE OH 430159078, DELAWARE, OH 43015-9078

Mortgage

Document Number	0000012199
Date	May 20, 2019
Book Page	001637/000068
Instrument	12199

Lender

Name	FIDELITY FED'L S&L
Type	Federal Savings Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,364.00 (+4.52%)	$179,660 (-) Land $30,380 Building $149,280	$513,300 (-) Land $86,800 Building $426,500
2024	$8,959.00 (+4.42%) Homeowner's exemption	$179,660 (-) Land $30,380 Building $149,280
2023	$8,580.00 Homeowner's exemption	$179,660 Land $30,380 Building $149,280	$513,300 Land $86,800 Building $426,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Benton Ridge Telephone Company.

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