2980 Panhandle Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2980 Panhandle Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,951 sqft · built 2012
Lot Size	10.9 acres (475,675 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jul 2012)
Tax Bill	$9,214 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-100-05-021-000`

Property Details

APN / Parcel Number

Primary APN	`519-100-05-021-000`
Alternative APN	`440223.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,951 sqft Living Area
Gross Area	4,098 sqft
1st Floor Area	1,423 sqft
Upper Floors Area	528 sqft
Basement Area	1,387 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	475,675 sqft (10.9 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	2980 PANHANDLE RD
City	DELAWARE
State	OH
Zip	43015-9078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 1 37
Legal Subdivision	US MILITARY LANDS
Legal Lot Number	37
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2064
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2980 PANHANDLE RD, DELAWARE, OH 43015-9078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARM SVC AGCY US DEPT/AGRICULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2012 · Amount on Record
Deed Sale	Jul 27, 2012 · Amount on Record
Deed Document Number	201225768
Deed Book / Page	1138 / 2295
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2980 PANHANDLE RD, DELAWARE, OH 43015-9078
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	UNION COUNTY TITLE, UNION COUNTY TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017347
Date	Jun 8, 2022
Book Page	1970/2476
Instrument	202200017347

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	RICHWOOD, OH 43344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2980 PANHANDLE RD, DELAWARE, OH 43015-9078
Document Number	0000017573
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2980 PANHANDLE RD DELAWARE OH 430159078, DELAWARE, OH 43015-9078

Mortgage

Document Number	0000017573
Date	Jul 5, 2018
Book Page	001580/001838
Instrument	17573

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	BELLEFONTAINE, OH 43311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2033

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,214.00 (+4.72%)	$192,820 (-) Land $60,270 Building $132,550	$550,900 (-) Land $172,200 Building $378,700
2024	$8,799.00 (+4.8%) Homeowner's exemption	$192,820 (-) Land $60,270 Building $132,550
2023	$8,396.00 Homeowner's exemption	$192,820 Land $60,270 Building $132,550	$550,900 Land $172,200 Building $378,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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