Santa Cruz County property record for 3072 Aptos Hill Ln, Aptos, CA 95003
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,741 sqft · built 1987 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Sep 2020) |
| Tax Bill | $13,895 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-092-42 |
| Primary APN | 039-092-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,741 sqft Living Area |
| Gross Area | 2,203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3072 APTOS HILL LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-1-10 |
| Legal Description | TR 1119 |
| Legal Subdivision | APTOS HILL TOWNHOUSES |
| Legal Tract | 1119 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 122004 |
3072 Aptos Hill Ln, a townhouse, is owned and occupied by two individuals who bought it in September 2020.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3072 APTOS HILL LN, APTOS, CA 95003-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK |
| Sep 2, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Deed Document Number | 202034343 |
| Prior Transfer Date | Nov 2, 2004 |
| Prior Transfer Doc | 0000079236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3072 APTOS HILL LN, APTOS, CA 95003-3330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000036246 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-0036246 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 2, 2020 |
| Property Address | 3072 APTOS HILL LN, APTOS, CA 95003-3330 |
| Document Number | 0000034343 |
| Map Reference | MB 74 PG 52 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-0034343 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3072 APTOS HILL LN, APTOS, CA 95003-3330 |
| Document Number | 0000034344 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020-0034344 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 3072 Aptos Hill Ln was $13,895 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,131,683 (+2%) Land $735,594 Building $396,089 | |
| 2025 | $13,895.00 Homeowner's exemption | $1,109,493 Land $721,170 Building $388,323 |
| 2023 | $12,648.00 (+2.1%) Homeowner's exemption | $1,066,411 Land $693,167 Building $373,244 |
| 2022 | $12,388.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3072 Aptos Hill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3072 Aptos Hill Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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