3066 Aptos Hill Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3066 Aptos Hill Ln, Aptos, CA 95003

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,699 sqft · built 1987
Lot Size0.095 acres (4,138 sqft)
Owner2 Individual Names on Record
Last Sale$436,000 (Aug 2012)
Tax Bill$7,103 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN039-371-09

Property Details

APN / Parcel Number

Primary APN039-371-09
Alternative APN
  • 039-371-09-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,699 sqft Living Area
Gross Area2,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,138 sqft (0.095 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Deck Area123 sqft
Patio Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3066 APTOS HILL LN
CityAPTOS
StateCA
Zip95003-3330
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-1-8
Legal DescriptionTRACT 1119 LOT 9
Legal SubdivisionAPTOS HILL TWNHSES TR #1119
Legal Tract1119
Legal Lot Number9
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract122004

Owner

Source: Santa Cruz County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3066 APTOS HILL LN, APTOS, CA 95003-3330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU
Mar 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
MICHAEL AND MARSHA KELLEY FAMILY TRUST
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
KELLEY MICHAEL & MARSHA F (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2012 · Amount on Record
Deed SaleAug 15, 2012 · Amount on Record
Prior SaleDec 2, 2011 · Amount on Record
Deed Document Number201238655
Prior Transfer DateAug 7, 2012
Prior Transfer Doc0000038655
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3066 APTOS HILL LN, APTOS, CA 95003-3330
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015193
DateMay 4, 2020
Instrument2020-0015193
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3066 APTOS HILL LN, APTOS, CA 95003-3330
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039451
DateNov 22, 2017
Instrument2017-0039451
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3066 APTOS HILL LN, APTOS, CA 95003-3330
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3066 APTOS HILL LN, APTOS, CA 95003-3330

Mortgage

Document Number0000009806
DateMar 25, 2022
Instrument2022-0009806
Lender
NameMICHAEL AND MARSHA KELLEY FAMILY TRUST
TypePrivate Party
AddressPO BOX 295, APTOS, CA 95001
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3066 APTOS HILL LN, APTOS, CA 95003-3330
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3066 APTOS HILL LN, APTOS, CA 95003-3330

Mortgage

Document Number0000008414
DateMar 15, 2022
Instrument2022-0008414
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3066 APTOS HILL LN, APTOS, CA 95003-3330
Document Number0000041802
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3066 APTOS HILL LN APTOS CA 950033330, APTOS, CA 95003-3330

Mortgage

Document Number0000041802
DateDec 11, 2017
Instrument41802
Lender
NameKELLEY MICHAEL & MARSHA F (PT)
AddressPO BOX 295, APTOS, CA 95001-0295
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,877 (+2%) Land $311,326 Building $207,551
2025$7,103.00 (+11%) Homeowner's exemption$508,703 (+4.04%) Land $305,222 Building $203,481
2023$6,399.00 (+2.48%) Homeowner's exemption$488,950 Land $293,370 Building $195,580$839,790
2022$6,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.

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